{"id":38844,"date":"2014-07-22T01:17:25","date_gmt":"2014-07-21T18:47:25","guid":{"rendered":"http:\/\/moemaka.com\/?p=38844"},"modified":"2014-07-22T01:17:25","modified_gmt":"2014-07-21T18:47:25","slug":"%e1%80%b1%e1%80%87%e1%80%ac%e1%80%b9%e1%80%b1%e1%80%a1%e1%80%ac%e1%80%84%e1%80%b9%e1%80%99%e1%80%b6%e1%80%af%e1%80%9b%e1%80%bc%e1%80%ac-%e1%80%85%e1%80%84%e1%80%b9%e1%80%80%e1%80%ac%e1%80%95","status":"publish","type":"post","link":"http:\/\/moemaka.net\/wpmmk\/archives\/38844","title":{"rendered":"\u1031\u1007\u102c\u1039\u1031\u1021\u102c\u1004\u1039(\u1019\u1036\u102f\u101b\u103c\u102c) – \u1005\u1004\u1039\u1000\u102c\u1015\u1030\u1000 CPF \u1006\u102d\u102f\u1010\u1032\u1037 \u1018\u100f\u1039\u1005\u1014\u1005\u1039\u1010\u1005\u1039\u1001\u102f\u1021\u1031\u107e\u1000\u102c\u1004\u1039\u1038 (National Interest)"},"content":{"rendered":"

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\u00a0 \u1031\u1007\u102c\u1039\u1031\u1021\u102c\u1004\u1039(\u1019\u1036\u102f\u101b\u103c\u102c) – <\/span><\/span>\u1005\u1004\u1039\u1000\u102c\u1015\u1030\u1000 CPF \u1006\u102d\u102f\u1010\u1032\u1037 \u1018\u100f\u1039\u1005\u1014\u1005\u1039\u1010\u1005\u1039\u1001\u102f\u1021\u1031\u107e\u1000\u102c\u1004\u1039\u1038 (National Interest)<\/span><\/span><\/b><\/span><\/p>\n<\/div>\n

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\u1007\u1030\u101c\u102d\u102f\u1004\u1039 \u1042\u1042\u104a \u1042\u1040\u1041\u1044 <\/span><\/b><\/span><\/span><\/p>\n<\/div>\n

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\u1031\u1004\u103c\u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u103b\u1001\u1004\u1039\u1038 \u1021\u1000\u103a\u102d\u1033\u1038\u1031\u1000\u103a\u1038\u1007\u1030\u1038\u104a \u101b\u101c\u1012\u1039\u1019\u103a\u102c\u1038\u1000\u102d\u102f\u00a0 \u1005\u1004\u1039\u1000\u102c\u1015\u1030-\u101c\u1000\u1039\u1031\u1011\u102c\u1000\u1039\u101d\u1014\u1039\u107e\u1000\u102e\u1038\u1000 \u1015\u102b\u101c\u102e\u1019\u1014\u1039\u1019\u103d\u102c \u101b\u103d\u1004\u1039\u1038\u103b\u1015\u1031\u1014\u1015\u1036\u102f \u103b\u1016\u1005\u1039\u1015\u102b\u1010\u101a\u1039\u104b <\/span><\/p>\n<\/div>\n

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\u103b\u1019\u1014\u1039\u1019\u102c\u108f\u102d\u102f\u1004\u1039\u1004\u1036 \u1021\u1005\u102d\u102f\u1038\u101b\u101d\u1014\u1039\u1011\u1019\u1039\u1038\u1019\u103a\u102c\u1038 \u101c\u1005\u102c\u101b\u1032\u1037 \u1046% \u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1010\u1032\u1037\u1005\u1014\u1005\u1039 Social Security Fund <\/span><\/span>\u1000\u102d\u102f \u1005\u1010\u1004\u1039\u1021\u1031\u1000\u102c\u1004\u1039\u1011\u100a\u1039\u1031\u1016\u105a\u1031\u1010\u102c\u1037\u1019\u101a\u1039\u101c\u102d\u102f\u1095 \u1021\u101c\u102f\u1015\u1039\u101e\u1019\u102c\u1038\u101d\u1014\u1039\u107e\u1000\u102e\u1038\u100c\u102c\u1014\u1000 \u1007\u1030\u101c\u102d\u102f\u1004\u1039 \u1042\u1040\u1041\u1044 \u1011\u102f\u1010\u1039\u103b\u1015\u1014\u1039\u1001\u103a\u1000\u1039\u1000\u102d\u102f \u107e\u1000\u102d\u1033\u1006\u102d\u102f\u1015\u102b\u1010\u101a\u1039\u104b \u1031\u1004\u103c\u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u103b\u1001\u1004\u1039\u1038\u101f\u102c \u101c\u1030\u1010\u102d\u102f\u1004\u1039\u1038\u108f\u103d\u1005\u1039\u101e\u1000\u1039\u1031\u1015\u1019\u1032\u1037 \u101c\u1000\u1039\u1031\u1010\u103c\u1095\u101c\u102f\u1015\u1039\u1016\u102d\u102f\u1095\u1021\u101c\u103c\u1014\u1039\u1001\u1000\u1039\u1015\u102b\u1010\u101a\u1039\u104b \u1021\u1011\u1030\u1038\u101e\u103b\u1016\u1004\u1039\u1037 \u103b\u1019\u1014\u1039\u1019\u102c\u103b\u1015\u100a\u1039\u101c\u102d\u102f \u101c\u1005\u102c\u1000\u104a \u1005\u102c\u1038\u1031\u101e\u102c\u1000\u1039\u1005\u101b\u102d\u1010\u1039\u1031\u1010\u102c\u1004\u1039 \u1019\u1014\u100a\u1039\u1038\u103b\u1016\u100a\u1039\u1037\u1006\u100a\u1039\u1038\u1031\u1014\u1010\u1032\u1037 \u108f\u102d\u102f\u1004\u1039\u1004\u1036\u1019\u103a\u102d\u1033\u1038\u1019\u103d\u102c\u1015\u102d\u102f \u1015\u102d\u102f\u103b\u1015\u102e\u1038\u1001\u1000\u1039\u1001\u1032\u101c\u103d\u1015\u102b\u1010\u101a\u1039\u104b<\/span><\/p>\n<\/div>\n

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\u108f\u102d\u102f\u1004\u1039\u1004\u1036\u107e\u1000\u102e\u1038\u1015\u103c\u102c\u1038\u1010\u102d\u102f\u1038\u1010\u1000\u1039\u101b\u1014\u1039 \u1031\u1001\u102b\u1004\u1039\u1038\u1031\u1006\u102c\u1004\u1039\u1031\u1000\u102c\u1004\u1039\u1038\u1019\u103a\u102c\u1038\u104a \u108f\u102d\u102f\u1004\u1039\u1004\u1036\u1031\u101b\u1038\u104a\u1005\u102e\u1038\u1015\u103c\u102c\u1038\u1031\u1015\u105a\u101c\u1005\u102e\u1019\u103a\u102c\u1038\u104a \u101c\u1000\u1039\u1031\u1010\u103c\u1095\u101c\u102f\u1015\u1039\u1004\u1014\u1039\u1038\u1015\u101b\u102d\u102f\u1002\u103a\u1010\u1039\u1019\u103a\u102c\u1038\u1005\u103c\u102c\u1019\u103d\u102c “\u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u103b\u1001\u1004\u1039\u1038” \u101f\u102c \u1014\u100a\u1039\u1038\u101c\u1019\u1039\u1038\u1010\u1005\u1039\u1001\u102f\u103b\u1016\u1005\u1039\u1015\u102b\u1010\u101a\u1039\u104b \u108f\u102d\u102f\u1004\u1039\u1004\u1036\u1031\u1010\u102c\u1039\u1021\u1010\u103c\u1000\u1039 \u101c\u1010\u1039\u1010\u1031\u101c\u102c \u1021\u1000\u103a\u102d\u1033\u1038\u107e\u1000\u102e\u1038\u1005\u103c\u102c \u1019\u103b\u1016\u1005\u1039\u108f\u102d\u102f\u1004\u1039\u1031\u1015\u1019\u1032\u1037 \u1019\u102d\u1019\u102d\u108f\u103d\u1004\u1039\u1037\u1019\u102d\u101e\u102c\u1038\u1005\u102f\u1021\u1010\u103c\u1000\u1039\u1019\u1030 \u1021\u101c\u103c\u1014\u1039\u1021\u1000\u103a\u102d\u1033\u1038\u1019\u103a\u102c\u1038\u1015\u102b\u1010\u101a\u1039\u104b<\/span><\/p>\n<\/div>\n

\u103b\u1019\u1014\u1039\u1019\u102c\u1021\u1005\u102f\u102d\u1038\u101b \u1012\u102f-\u101e\u1019\u107c\u1010 \u1005\u102d\u102f\u1004\u1039\u1038\u1031\u1019\u102c\u1000\u1039\u1001\u1019\u1039\u1038\u1014\u1032\u1095\u1021\u1016\u103c\u1032\u1095 \u1007\u1030\u101c\u102d\u102f\u1004\u1039-\u1042\u1040\u1041\u1044 \u1005\u1004\u1039\u1000\u102c\u1015\u1030\u1001\u101b\u102e\u1038\u1005\u1025\u1039 \u1031\u101b\u102c\u1000\u1039\u101b\u103d\u102d\u1015\u102b\u1010\u101a\u1039\u104b \u1005\u1004\u1039\u1000\u102c\u1015\u1030\u104a\u1021\u1031\u1019\u101b\u102d\u1000\u1014\u1039\u104a\u1002\u103a\u1015\u1014\u1039\u104a\u1031\u1010\u102c\u1004\u1039\u1000\u102d\u102f\u1038\u101b\u102e\u1038\u101a\u102c\u1038 \u108f\u102d\u102f\u1004\u1039\u1004\u1039\u1004\u1036\u1019\u103a\u102c\u1038\u101f\u102c \u103b\u1019\u1014\u1039\u1019\u102c\u1031\u1001\u102b\u1004\u1039\u1038\u1031\u1006\u102c\u1004\u1039\u1019\u103a\u102c\u1038 \u1005\u1036\u1014\u1019\u1030\u1014\u102c\u101a\u1030\u101b\u1004\u1039\u1038\u104a \u1001\u100f\u1001\u100f \u101e\u103c\u102c\u1038\u101c\u102c\u1015\u102b\u1010\u101a\u1039\u104b \u101d\u1014\u1039\u107e\u1000\u102e\u1038\u1019\u103a\u102c\u1038\u104a \u100c\u102c\u1014\u1006\u102d\u102f\u1004\u1039\u101b\u102c\u1021\u101b\u102c\u101b\u103d\u102d\u107e\u1000\u102e\u1038\u1019\u103a\u102c\u1038\u104a \u1015\u102f\u1002\u1062\u101c\u102d\u1000\u101c\u102f\u1015\u1039\u1004\u1014\u1039\u1038\u101b\u103d\u1004\u1039 \u1019\u103a\u102c\u1038\u1005\u103c\u102c\u101c\u100a\u1039\u1038 \u1031\u101c\u1037\u101c\u102c\u1031\u101b\u1038\u101e\u103c\u102c\u1038\u1031\u101c\u1037\u101b\u103d\u102d\u1015\u102b\u1010\u101a\u1039\u104b\u00a0 \u1031\u101c\u1037\u101c\u102c\u1005\u101b\u102c\u1019\u103a\u102c\u1038\u1005\u103c\u102c \u1025\u1015\u1019\u102c \u101c\u102c\u1018\u1039\u1005\u102c\u1038\u1019\u1088\u104a \u101b\u1011\u102c\u1038\u104a\u1000\u102c\u1038\u101c\u1019\u1039\u1038\u1019\u103a\u102c\u1038\u104a \u103b\u1019\u102d\u1033\u1095\u103b\u1015\u101c\u102f\u1015\u1039\u1004\u1014\u1039\u1038\u1019\u103a\u102c\u1038\u104a CPF \u1018\u100f\u1039 \u1031\u1001\u103c\u103a\u1010\u102c\u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1031\u101b\u1038 \u1005\u101e\u103b\u1016\u1004\u1039\u1037 \u1031\u101c\u1037\u101c\u102c\u107e\u1000\u1015\u102b\u1010\u101a\u1039\u104b<\/span><\/p>\n

\u108f\u102d\u102f\u1004\u1039\u1004\u1036\u1010\u102d\u102f\u1004\u1039\u1038\u104a \u1019\u102d\u101e\u102c\u1038\u1005\u102f\u1010\u102d\u102f\u1004\u1039\u1038 \u101c\u1030\u1019\u1088\u103b\u1015\u101e\u1014\u102c\u1019\u103a\u102c\u1038\u104a \u1021\u1001\u1000\u1039\u1001\u1032\u1019\u103a\u102c\u1038\u1000\u102d\u102f \u1005\u1014\u1005\u1039\u1010\u1000\u103a\u104a \u1031\u101c\u1037\u101c\u102c\u1006\u1014\u1039\u1038\u1005\u1005\u1039\u101c\u102d\u102f\u1000\u1039\u101b\u1004\u1039 \u1007\u1005\u1039\u103b\u1019\u1005\u1039 \u1047\u1040% \u1031\u101e\u102c \u1007\u1005\u1039\u103b\u1019\u1005\u1039\u1031\u1010\u103c\u101f\u102c \u1005\u102c\u1038\u101d\u1010\u1039\u1031\u1014\u1031\u101b\u1038 \u1019\u101c\u1036\u102f\u1031\u101c\u102c\u1000\u1039\u101c\u102d\u102f\u1095 \u1006\u102d\u102f\u1010\u102c\u1000\u102d\u102f \u101c\u1030\u1019\u1088\u1015\u100a\u102c\u101b\u103d\u1004\u1039\u1019\u103a\u102c\u1038 \u1031\u1010\u103c\u1095\u101b\u103d\u102d\u107e\u1000\u1015\u102b\u1010\u101a\u1039\u104b \u1005\u102c\u1038\u101d\u1010\u1039\u1031\u1014\u1031\u101b\u1038 \u1006\u102d\u102f\u1010\u102c \u1021\u1031\u103b\u1001\u1001\u1036\u101c\u1030\u1095\u1010\u1014\u1039\u1038\u1005\u102c\u1038\u1021\u1006\u1004\u1039\u1037\u1000\u102d\u102f \u1006\u102d\u102f\u101c\u102d\u102f\u1015\u102b\u1010\u101a\u1039\u104b \u1019\u102d\u101e\u102c\u1038\u1005\u102f\u1044\u1025\u102e\u1038 \u1021\u102d\u1019\u1039\u1031\u1011\u102c\u1004\u1039\u1000\u102d\u102f \u1010\u1005\u1039\u1031\u1014\u1095\u1000\u103a\u1015\u1039\u1042\u1040\u1040\u1040 \u1014\u1032\u1095 \u1005\u102c\u101d\u1010\u1039\u1031\u1014\u1031\u101b\u1038\u104a \u1021\u1006\u1004\u1039\u1031\u103b\u1015\u108f\u102d\u102f\u1004\u1039\u1019\u101c\u102c\u1038 \u1006\u102d\u102f\u1010\u102c\u1000\u102d\u102f \u1000\u1019\u107b\u102c\u1037\u1006\u1004\u1039\u1038\u101b\u1032\u1019\u103c\u1032\u1031\u1010\u1019\u1088\u1019\u103a\u1025\u1039\u1038\u1031\u107e\u1000\u102c\u1004\u1039\u1038 Poverty Line \u1014\u1032\u1095\u101e\u1010\u1039\u1019\u103d\u1010\u1039\u1015\u102b\u1010\u101a\u1039\u104b \u1006\u1004\u1039\u1038\u101b\u1032\u1019\u103c\u1032\u1031\u1010\u1019\u1088\u1019\u103a\u1025\u1039\u1038\u1031\u107e\u1000\u102c\u1004\u1039\u1038\u1000 \u1010\u1005\u1039\u108f\u102d\u102f\u1004\u1039\u1004\u1036\u1014\u1032\u1095\u1010\u1005\u1039\u108f\u102d\u102f\u1004\u1039\u1004\u1036 \u1019\u1010\u1030\u1015\u102b\u1018\u1030\u1038\u104b \u1000\u102f\u101c\u101e\u1019\u1002\u1062\u1014\u1032\u1095\u1000\u1019\u107b\u102c\u1037\u1018\u100f\u1039\u1021\u1015\u102b\u101d\u1004\u1039 \u1021\u1016\u103c\u1032\u1095\u1005\u100a\u1039\u1038\u1031\u1015\u102b\u1004\u1039\u1038 \u1042\u1043\u1001\u102f \u1000\u1019\u107b\u102c\u1037\u1006\u1004\u1039\u1038\u101b\u1032\u1019\u103c\u1032\u1031\u1010\u1019\u1088 \u101c\u1030\u1010\u1005\u1039\u1031\u101a\u102c\u1000\u1039 \u1031\u1012\u105a\u101c\u102c \u1041.\u1042\u1045 \u101c\u102d\u102f\u1095\u101e\u1010\u1039\u1019\u103d\u1010\u1039\u1011\u102c\u1038\u1015\u102b\u1010\u101a\u1039\u104b <\/span><\/p>\n

\u1021\u1032\u1012\u102e\u1007\u101a\u102c\u1038 <\/span> www.unicef.org (2011 data) \u1019\u103d\u102c <\/span> \u103b\u1019\u1014\u1039\u1019\u102c\u108f\u102d\u102f\u1004\u1039\u1004\u1036 \u1006\u1004\u1039\u1038\u101b\u1032\u1019\u103c\u1032\u1031\u1010\u1019\u1088 \u1019\u1011\u100a\u1039\u1037\u1011\u102c\u1038\u1015\u102b\u1018\u1030\u1038\u104b<\/span> \u00a0<\/span><\/span><\/span><\/p>\n

\n

\u1042\u1040\u1041\u1044 \u103b\u1019\u1014\u1039\u1019\u102c\u101e\u1019\u107c\u1010\u1031\u103b\u1015\u102c\u107e\u1000\u102c\u1038\u1001\u103a\u1000\u1039\u104a “\u101c\u1030\u1044\u1025\u102e\u1038\u1019\u102d\u101e\u102c\u1038\u1005\u102f\u1010\u1005\u1039\u1001\u102f-\u1010\u1005\u1039\u1031\u1014\u1095\u1000\u103a\u1015\u1039\u1042\u1040\u1040\u1040” \u1014\u1032\u1095\u1010\u103c\u1000\u1039\u101b\u1004\u1039 \u1031\u1012\u105a\u101c\u102c \u1040.\u1045\u1040 \u101c\u102d\u102f\u1095\u101e\u1010\u1039\u1019\u103d\u1010\u1039\u101b\u1015\u102b\u1019\u101a\u1039\u104b<\/span>\u00a0<\/span><\/span><\/p>\n<\/div>\n

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\u1021\u102d\u1019\u1039\u1031\u1011\u102c\u1004\u1039\u1010\u1005\u1039\u1001\u102f\u101f\u102c \u1010\u1005\u1039\u1031\u1014\u1095\u1000\u103a\u1015\u1039\u1042\u1040\u1040\u1040 \u1019\u101b\u103d\u102c\u108f\u102d\u102f\u1004\u1039\u101b\u1004\u1039 \u1018\u101a\u1039\u101c\u102d\u102f\u103b\u1016\u1005\u1039\u1019\u101c\u1032 \u103b\u1015\u101e\u1014\u102c\u103b\u1016\u1005\u1039\u103b\u1015\u102e\u1031\u1015\u102b\u1037\u104b \u1000\u103a\u1015\u1039\u1042\u1040\u1040\u1040 \u1006\u102d\u102f\u1010\u102c \u1031\u1010\u102c\u1014\u101a\u1039\u1000 \u101f\u1004\u1039\u1038\u101e\u102e\u1038\u101b\u103c\u1000\u1039\u1014\u1032\u1095 \u1005\u102c\u1038\u1031\u101e\u102c\u1000\u1039\u1010\u1032\u1037 \u1005\u101b\u102d\u1010\u1039\u1015\u102b\u104b \u103b\u1019\u102d\u1033\u1095\u1031\u1015\u105a\u1019\u103d\u102c\u1031\u1010\u102c\u1037 \u101c\u1030\u1010\u1005\u1039\u1031\u101a\u102c\u1000\u1039 \u1010\u1031\u1014\u1095\u1000\u103a\u1015\u1039\u1045\u1040\u1040\u1040 \u1019\u101b\u103d\u102c\u108f\u102d\u102f\u1004\u1039\u101b\u1004\u1039 \u103b\u1015\u101e\u1014\u102c\u103b\u1016\u1005\u1039\u103b\u1015\u102e\u1015\u1032\u104b \u1000\u102d\u102f\u101a\u1039\u1037\u1015\u102d\u102f\u1000\u1039\u1006\u1036 \u1000\u102d\u102f\u101a\u1039\u1015\u1032\u1000\u102d\u102f\u1004\u1039\u1011\u102c\u1038\u1001\u103a\u1004\u1039\u1010\u102c\u1031\u1015\u102b\u1037\u104b \u1031\u1004\u103c\u1031\u107e\u1000\u1038\u1014\u1032\u1095\u1031\u107e\u1000\u102c\u1004\u1039\u1037 \u101c\u1030\u1019\u1088\u103b\u1015\u101e\u1014\u102c \u1047\u1040% \u103b\u1016\u1005\u1039\u101b\u1010\u101a\u1039\u1006\u102d\u102f\u101b\u1004\u1039\u104a \u1031\u1004\u103c\u1000\u102d\u102f\u1031\u1001\u103c\u103a\u1010\u102c\u1016\u102d\u102f\u1095 \u101c\u1000\u1039\u1031\u1010\u103c\u1095\u101c\u102f\u1015\u1039\u101b\u1019\u103d\u102c\u1015\u102b\u104b \u103b\u1019\u1014\u1039\u1019\u102c\u108f\u102f\u102d\u1004\u1039\u1004\u1036\u101c\u102d\u102f\u1019\u103a\u102d\u1033\u1038\u1019\u103d\u102c\u1031\u1010\u102c\u1037 \u101c\u102d\u102f\u1004\u1039\u1005\u1004\u1039\u104a\u1015\u102b\u1019\u1005\u1039 \u101b\u101c\u102d\u102f\u1000\u1039\u101e\u1030\u1031\u1010\u103c\u1015\u1032 \u1001\u103a\u1019\u1039\u1038\u101e\u102c\u1010\u101a\u1039\u104b \u1031\u1004\u103c\u1005\u102f\u1010\u1032\u1037\u101c\u1030\u1031\u1010\u103c \u1019\u1001\u103a\u1019\u1039\u1038\u101e\u102c\u1018\u1030\u1038 \u1031\u103b\u1015\u102c\u107e\u1000\u1019\u101c\u102c\u1038\u104b \u1000\u102d\u102f\u101a\u1039\u1037\u1019\u102d\u1010\u1039\u1031\u1006\u103c\u1019\u103a\u102c\u1038\u1000\u102d\u102f \u1006\u1014\u1039\u1038\u1005\u1005\u1039\u107e\u1000\u100a\u1039\u1037\u1015\u102b\u104b \u1031\u1004\u103c\u1005\u102f\u108f\u102d\u102f\u1004\u1039\u1010\u1032\u1037 \u1019\u102d\u101e\u102c\u1038\u1005\u102f\u1031\u1010\u103c \u103b\u1015\u101e\u1014\u102c\u1014\u100a\u1039\u1038\u1015\u102b\u1038\u1010\u101a\u1039 \u1006\u102d\u102f\u1010\u102c\u1031\u1010\u103c\u1095\u101b\u1015\u102b\u101c\u102d\u1019\u1037\u1039\u1019\u101a\u1039\u104b <\/span><\/span><\/p>\n<\/div>\n

\n

\u00a0\u103b\u1015\u100a\u1039\u101e\u1030\u101c\u1030\u1011\u102f \u1005\u102c\u1038\u1016\u102d\u102f\u1095\u1031\u1010\u102c\u1004\u1039 \u1019\u1014\u100a\u1039\u1038\u101b\u103d\u102c\u101b\u1010\u101a\u1039\u104b \u1021\u101c\u102f\u1015\u1039\u1000\u102f\u102d\u1004\u1039\u1031\u1010\u102c\u1004\u1039 \u101b\u103d\u102c\u1031\u1016\u103c\u1019\u1031\u1015\u1038\u108f\u102d\u102f\u1004\u1039\u1010\u102c\u104a \u1031\u1004\u103c\u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1016\u102d\u102f\u1095 \u1019\u101c\u103c\u101a\u1039\u1018\u1030\u1038 \u1031\u103b\u1015\u102c\u1015\u102b\u1010\u101a\u1039\u104b\u00a0 \u1018\u101a\u1039\u101e\u1030\u1019\u103d\u102c \u101e\u1030\u1010\u102d\u102f\u1095\u101c\u1005\u102c\u1031\u1004\u103c \u1045%\u104a \u1041\u1040% \u1000\u102d\u102f\u103b\u1016\u1010\u1039\u1031\u1010\u102c\u1000\u1039\u103b\u1015\u102e\u1038 \u1005\u102f\u1001\u102d\u102f\u1004\u1039\u1038\u101b\u1004\u1039\u104a \u1005\u102d\u1010\u1039\u1006\u102d\u102f\u1038\u107e\u1000\u1019\u103d\u102c\u1001\u103a\u100a\u1039\u1038\u1015\u102b\u1015\u1032\u104b \u1012\u102b\u1031\u1015\u1019\u1032\u1037 \u103b\u1015\u100a\u1039\u101e\u1030\u101c\u1030\u1011\u102f\u1021\u1010\u103c\u1000\u1039 \u1021\u1005\u102d\u102f\u1038\u101b\u1000 \u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1031\u1015\u1038\u1019\u1088\u1014\u1032\u1095 \u1005\u1010\u1004\u1039\u101b\u1015\u102b\u1019\u101a\u1039\u104b \u1021\u1005\u102d\u102f\u1038\u101b\u1000 \u1019\u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u108f\u102d\u102f\u1004\u1039\u1031\u101e\u1038\u101b\u1004\u1039\u101c\u1032 \u1000\u102d\u102f\u101a\u1039\u1037\u1021\u101c\u102f\u1015\u1039\u101e\u1019\u102c\u1038\u104a \u1000\u102d\u102f\u101a\u1039\u1037\u1010\u1030\u104a\u101e\u102c\u1038\u101e\u1019\u102e\u1038\u1019\u103a\u102c\u1038\u1000\u102d\u102f \u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1016\u102d\u102f\u1095 \u1021\u102c\u1038\u1031\u1015\u1038\u104a \u1021\u1031\u101c\u1037\u1000\u103a\u1004\u1039\u1037\u101c\u102f\u1015\u1039\u108f\u102d\u102f\u1004\u1039\u101e\u1030\u1031\u1010\u103c \u1031\u1014\u102c\u1000\u1039\u1041\u1040\u108f\u103d\u1005\u1039\u107e\u1000\u102c\u101b\u1004\u1039 \u101c\u1030\u1019\u1088\u103b\u1015\u101e\u1014\u102c\u1014\u100a\u1039\u1038\u1019\u101a\u1039 \u103b\u1016\u1005\u1039\u1015\u102b\u1010\u101a\u1039\u104b \u1005\u1000\u102c\u1038\u1019\u1005\u1015\u1039 \u1031\u101b\u1038\u101b\u101b\u1004\u1039 \u1018\u102c\u101e\u102c\u1031\u101b\u1038\u1000\u102d\u102f\u1004\u1039\u101b\u102d\u1088\u1004\u1039\u1038\u101e\u1030\u101f\u102c \u1031\u101b\u102c\u1004\u1039\u1037\u101b\u1032\u1019\u1088\u101b\u103d\u102d\u101c\u102d\u102f\u1095 \u1031\u1004\u103c\u1005\u102f\u108f\u102d\u102f\u1004\u1039\u1015\u102b\u1010\u101a\u1039\u104b \u101e\u1030\u1010\u102d\u102f\u1095\u1019\u102d\u101e\u102c\u1038\u1005\u102f\u1019\u103d\u102c \u103b\u1015\u101e\u1014\u102c\u101c\u100a\u1039\u1038\u1014\u100a\u1039\u1038\u1015\u102b\u1010\u101a\u1039\u104b <\/span><\/p>\n<\/div>\n

\n

\u1021\u1031\u1016\u104a\u1021\u1031\u1019 \u1019\u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u108f\u102d\u102f\u1004\u1039\u101b\u1004\u1039\u104a \u108f\u103d\u1005\u1039\u107e\u1000\u102c\u101c\u102c\u1001\u103a\u102d\u1014\u1039 \u1019\u102d\u101e\u102c\u1038\u1005\u102f \u1012\u102f\u1000\u1061\u1031\u101b\u102c\u1000\u1039\u1015\u102b\u1010\u101a\u1039\u104b \u103b\u1019\u1014\u1039\u1019\u102c\u1021\u1005\u102d\u102f\u1038\u101b \u1019\u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u108f\u102d\u102f\u1004\u1039\u101c\u102d\u102f\u1095 \u1000\u1019\u107b\u102c\u1037\u1021\u1006\u1004\u1039\u1038\u101b\u1032\u1006\u1036\u102f\u1038 \u103b\u1016\u1005\u1039\u1031\u1014\u1010\u102c \u1021\u1005\u102d\u102f\u1038\u101b\u101b\u1036\u102f\u1038\u1010\u102d\u102f\u1004\u1039\u1038\u1019\u103d\u102c \u1031\u1021\u102c\u1000\u1039\u1015\u102b\u1006\u102d\u102f\u1004\u1039\u1038\u1018\u102f\u1010\u1039\u1031\u101c\u1038 \u1000\u1015\u1039\u1011\u102c\u1038\u1016\u102d\u102f\u1095\u1031\u1000\u102c\u1004\u1039\u1038\u1015\u102b\u1010\u101a\u1039\u104b \u1021\u1002\u1010\u102d\u101c\u102d\u102f\u1000\u1039\u1005\u102c\u1038\u1019\u1088 \u103b\u1019\u1014\u1039\u1019\u102c\u1000 \u1042\u1040\u1041\u1042\u1011\u1000\u1039 \u1046\u1006\u1004\u1039\u1037 \u1010\u102d\u102f\u1038\u1010\u1000\u1039\u101c\u102c\u1010\u101a\u1039\u101c\u102d\u102f\u1095 \u1000\u1019\u107b\u102c\u1012\u102e\u101a\u102c\u1038\u1021\u1011\u1000\u1039 \u1031\u101b\u102c\u1000\u1039\u101e\u103c\u102c\u1038\u1015\u102b\u1010\u101a\u1039\u104b \u1006\u1000\u1039\u107e\u1000\u102d\u1033\u1038\u1005\u102c\u1038\u1031\u1014\u1015\u102b\u1010\u101a\u1039\u104b\u00a0<\/span><\/span><\/p>\n<\/div>\n

\n

\"\"<\/span><\/p>\n<\/div>\n

 <\/p>\n

\u1005\u1004\u1039\u1000\u102c\u1015\u1030 CPF \u1018\u100f\u1039\u1031\u1004\u103c\u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u103b\u1001\u1004\u1039\u1038\u101b\u101c\u1012\u1039\u1019\u103a\u102c\u1038<\/span><\/span><\/span><\/span><\/p>\n

\u1005\u1004\u1039\u1000\u102c\u1015\u1030\u108f\u102d\u102f\u1004\u1039\u1004\u1036\u101e\u102c\u1038\u1031\u1010\u103c\u1000\u102d\u102f \u1019\u1005\u102f\u1019\u1031\u1014\u101b\u104a \u1021\u101c\u102f\u1015\u1039\u101c\u102f\u1015\u1039\u1031\u1014\u101e\u1031\u101b\u103c\u1095 \u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1016\u102d\u102f\u1095\u1021\u1010\u103c\u1000\u1039 CPF \u1018\u100f\u1039\u1000\u102d\u102f \u1041\u1049\u1045\u1045\u1001\u102f\u108f\u103d\u1005\u1039\u1000 \u1005\u1010\u1004\u1039\u1001\u1032\u1037\u1015\u102b\u1010\u101a\u1039\u104b \u1021\u1005\u1065\u1031\u101b\u1038\u1014\u1032\u1095\u1005\u1004\u1039\u1000\u102c\u1015\u1030\u1021\u1005\u102d\u102f\u1038\u101b \u1021\u107e\u1000\u1036\u1025\u102c\u100f\u1039\u1014\u1032\u1095 \u1005\u1031\u1004\u103c\u1031\u107e\u1000\u1038\u1015\u100a\u102c\u101b\u103d\u1004\u1039\u1019\u103a\u102c\u1038 \u1015\u1030\u1038\u1031\u1015\u102b\u1004\u1039\u1038\u103b\u1015\u102e\u1038 \u1010\u100a\u1039\u1031\u1011\u102c\u1004\u1039\u1001\u1032\u1037\u1015\u102b\u1010\u101a\u1039\u104b \u101c\u1030\u1021\u1019\u103a\u102c\u1038\u1005\u102f\u101f\u102c \u1031\u1004\u103c\u101b\u101c\u102c\u101b\u1004\u1039 \u101e\u1036\u102f\u1038\u1005\u103c\u1032\u1019\u102d\u1019\u101a\u1039\u104a \u1005\u102e\u1038\u1015\u103c\u102c\u1038\u1031\u101b\u1038\u101c\u102f\u1015\u1039\u101b\u1004\u1039\u1038 \u101c\u1036\u102f\u1038\u1015\u102b\u1038\u101e\u103c\u102c\u1038\u1031\u101c\u1037\u101b\u103d\u102d\u1015\u102b\u1010\u101a\u1039\u104b \u1012\u102b\u1031\u107e\u1000\u102c\u1004\u1039\u1037 \u101c\u1030\u1021\u1019\u103a\u102c\u1038\u1005\u102f\u101b\u1032\u1037 \u101d\u1004\u1039\u1031\u1004\u103c\u1000\u102d\u102f\u1019\u1005\u102f\u1019\u1031\u1014\u101b \u1021\u1005\u102d\u102f\u1038\u101b\u1000\u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1031\u1005\u1015\u102b\u1010\u101a\u1039\u104b \u1021\u1011\u1030\u1038\u101e\u103b\u1016\u1004\u1039\u1037 \u1021\u1005\u102d\u102f\u1038\u101b\u101d\u1014\u1039\u1011\u1019\u1039\u1038\u1014\u1032\u1095\u1000\u102f\u1019\u1078\u100f\u102e\u107e\u1000\u102e\u1038\u1019\u103a\u102c\u1038\u1000\u102d\u102f \u1015\u102b\u101d\u1004\u1039\u101c\u102c\u1031\u1021\u102c\u1004\u1039 \u1006\u103c\u1032\u1031\u1006\u102c\u1004\u1039\u103b\u1015\u102e\u1038\u104a\u00a0 \u1021\u1032\u1012\u102e\u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1031\u1004\u103c\u1000\u1031\u1014 \u101d\u1014\u1039\u1011\u1019\u1039\u1038\u1000\u102d\u102f \u1021\u1031\u107e\u1000\u103c\u1038\u1005\u1014\u1005\u1039\u1014\u1032\u1095 \u1010\u1014\u1039\u1016\u102d\u102f\u1038\u1014\u100a\u1039\u1038\u1021\u102d\u1019\u1039 HDB flat \u1021\u1005\u102d\u102f\u1038\u101b\u1000 \u1031\u1006\u102c\u1000\u1039\u101c\u102f\u1015\u1039\u1031\u101b\u102c\u1004\u1039\u1038\u1001\u103a\u1031\u1015\u1038\u103b\u1001\u1004\u1039\u1038\u1014\u1032\u1095\u1015\u1032 \u1005\u1010\u1004\u1039\u1015\u102b\u1010\u101a\u1039\u104b\u00a0<\/span><\/p>\n

\n

\u1005\u1004\u1039\u1000\u102c\u1015\u1030 CPF \u1018\u100f\u1039\u1005\u1014\u1005\u1039\u1014\u1032\u1095 HDB flats \u1031\u1010\u103c \u1031\u1006\u102c\u1000\u1039\u1016\u102d\u102f\u1095\u107e\u1000\u1036\u101b\u103c\u101a\u1039\u1010\u1032\u1037\u1021\u1001\u103a\u102d\u1014\u1039\u1019\u103d\u102c \u103b\u1019\u1014\u1039\u1019\u102c\u103b\u1015\u100a\u1039 \u1025\u102e\u1038\u108f\u102f\u1021\u1005\u102d\u102f\u1038\u101b\u1000 \u103b\u1015\u100a\u1039\u1031\u1010\u102c\u1039\u101e\u102c\u1005\u102e\u1019\u1036\u1000\u102d\u1014\u1039\u1038\u1014\u1032\u1095 \u101b\u1014\u1039\u1000\u1004\u1039\u1038 \u1010\u102d\u102f\u1000\u1039\u1001\u1014\u1039\u1038\u1019\u103a\u102c\u1038\u1005\u103c\u102c \u1031\u1006\u102c\u1000\u1039\u101c\u102f\u1015\u1039\u103b\u1015\u102e\u1038\u1005\u102e\u1038\u1031\u1014\u1015\u102b\u103b\u1015\u102e\u104b \u1005\u1004\u1039\u1000\u102c\u1015\u1030\u1021\u1005\u102d\u102f\u1038\u101b\u1000 \u103b\u1015\u100a\u1039\u1031\u1010\u102c\u1039\u101e\u102c\u1005\u102e\u1019\u1036\u1000\u102d\u1014\u1039\u1038\u1000\u102d\u102f \u101c\u102c\u1031\u101b\u102c\u1000\u1039\u104a \u1031\u101c\u1037\u101c\u102c\u1001\u1032\u1037\u101b\u1015\u102b\u1010\u101a\u1039\u104b \u1041\u1049\u1046\u1040\u1000\u1010\u100a\u1039\u1038\u1000 \u1010\u102d\u102f\u1000\u1039\u1031\u1010\u103c \u1031\u1006\u102c\u1000\u1039\u101c\u102f\u1015\u1039\u1001\u1032\u1037\u1015\u102b\u1010\u101a\u1039\u104b \u1021\u1032\u1012\u102e\u1010\u102f\u1014\u1039\u1038\u1000\u1031\u1010\u102c\u1037 \u103b\u1019\u1014\u1039\u1019\u102c\u103b\u1015\u100a\u1039\u101c\u102d\u102f \u1044\u1011\u1015\u1039\u1010\u102d\u102f\u1000\u1039\u1001\u1014\u1039\u1038\u1031\u1010\u103c\u1015\u102b\u104b \u1021\u1001\u102f\u1031\u1010\u102c\u1037 \u1005\u1004\u1039\u1000\u102c\u1015\u1030\u1021\u102d\u102f\u1038\u1021\u102d\u1019\u1039\u100c\u102c\u1014\u107e\u1000\u102e\u1038\u101f\u102c \u1021\u1011\u1015\u1039\u103b\u1019\u1004\u1039\u1037 HDB flats \u1010\u102d\u102f\u1000\u1039\u1001\u1014\u1039\u1038\u1005\u102f\u1005\u102f\u1031\u1015\u102b\u1004\u1039\u1038 \u1041\u101e\u1014\u1039\u1038\u1031\u1000\u103a\u102c\u1039\u1014\u1032\u1095 (Key Statistics, 1,011,027 units, 2012) \u1005\u1004\u1039\u1000\u102c\u1015\u1030\u108f\u102f\u102d\u1004\u1039\u1004\u1036\u101e\u102c\u1038\u1019\u103a\u102c\u1038\u1000\u102d\u102f \u1031\u1014\u1005\u101b\u102c\u1021\u102d\u1019\u1039 \u1031\u1006\u102c\u1000\u1039\u103b\u1015\u102e\u1038\u104a CPF \u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1031\u1004\u103c\u1014\u1032\u1095 \u1031\u101b\u102c\u1004\u1039\u1038\u1001\u103a\u103b\u1015\u102e\u1038\u1001\u1032\u1037\u1015\u102b\u103b\u1015\u102e\u104b \u1006\u1000\u1039\u1031\u1006\u102c\u1000\u1039\u1031\u1014\u1006\u1032\u103b\u1016\u1005\u1039\u1015\u102b\u1010\u101a\u1039\u104b <\/span><\/p>\n<\/div>\n

\u103b\u1015\u100a\u1039\u101e\u1030\u101c\u1030\u1011\u102f \u101d\u1014\u1039\u1011\u1019\u1039\u1038\u1019\u103a\u102c\u1038\u101b\u1032\u1037 CPF \u1018\u100f\u1039\u1019\u103d\u102c \u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1031\u1004\u103c\u101f\u102c \u1031\u1014\u1021\u102d\u1019\u1039\u101d\u101a\u1039\u103b\u1001\u1004\u1039\u1038\u104a \u1031\u1006\u1038\u1000\u102f\u101e\u1005\u101b\u102d\u1010\u1039 \u1014\u1032\u1095 \u1021\u101e\u1000\u1039\u107e\u1000\u102e\u1038\u1010\u1032\u1037\u1021\u1001\u103a\u102d\u1014\u1039 \u1015\u1004\u1039\u1005\u1004\u1039\u1031\u1004\u103c \u1005\u101e\u100a\u1039\u1010\u102d\u102f\u1095\u1021\u1010\u103c\u1000\u1039\u103b\u1016\u1005\u1039\u1015\u102b\u1010\u101a\u1039\u104b \u1021\u101c\u102f\u1015\u1039\u101e\u1019\u102c\u1038\u1000 \u101c\u1005\u102c\u101b\u1032\u1037 \u1042\u1040%\u1000\u102d\u102f \u1011\u100a\u1039\u1037\u101b\u103b\u1015\u102e\u1038\u104a \u1021\u101c\u102f\u1015\u1039\u101b\u103d\u1004\u1039\u1000\u101c\u100a\u1039\u1038 \u1042\u1040% \u101c\u102d\u102f\u1000\u1039\u1011\u100a\u1039\u1037\u1031\u1015\u1038\u101b\u1015\u102b\u1010\u101a\u1039\u104b \u1021\u101c\u102f\u1015\u1039\u101e\u1019\u102c\u1038\u101b\u1032\u1037 \u1021\u101e\u1000\u1039\u104a \u101c\u1005\u102c\u1031\u1015\u105a\u1019\u1030\u1010\u100a\u1039\u103b\u1015\u102e\u1038 \u1011\u100a\u1039\u1037\u101b\u1010\u1032\u1037 \u101b\u102c\u1001\u102d\u102f\u1004\u1039\u108f\u1088\u1014\u1039\u1038\u1019\u1010\u1030\u1015\u102b\u1018\u1030\u1038\u104b \u1019\u102d\u1019\u102d\u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1011\u102c\u1038\u1010\u1032\u1037 \u1031\u1004\u103c\u1000\u102d\u102f \u1018\u101a\u1039\u1031\u101c\u102c\u1000\u1039\u101b\u103d\u102d\u1031\u1014\u103b\u1015\u102e\u104b \u1021\u1010\u102d\u102f\u1038\u108f\u1088\u1014\u1039\u1038\u1018\u101a\u1039\u1031\u101c\u102c\u1000\u1039\u101b\u1010\u101a\u1039 \u1005\u101e\u103b\u1016\u1004\u1039\u1037 \u1021\u1004\u1039\u1010\u102c\u1014\u1000\u1039\u1021\u103c\u1014\u1039\u101c\u102d\u102f\u1000\u1039\u1000 \u1021\u1001\u103a\u102d\u1014\u1039\u1019\u1031\u101b\u103c\u1038\u107e\u1000\u100a\u1039\u1037\u108f\u102f\u102d\u1004\u1039\u103b\u1015\u102e\u1038\u104a \u1031\u1004\u103c\u1005\u102c\u101b\u1004\u1039\u1038\u101b\u103d\u1004\u1039\u1038\u1010\u1019\u1039\u1038 \u1005\u102c\u101b\u103c\u1000\u1039\u101c\u100a\u1039\u1038 \u1005\u102c\u1010\u102d\u102f\u1000\u1039\u1000 \u1019\u103d\u1014\u1039\u1019\u103d\u1014\u1039\u1015\u102d\u102f\u1095\u1031\u1015\u1038\u101c\u103d\u103a\u1000\u1039\u101b\u103d\u102d\u1015\u102b\u1010\u101a\u1039\u104b\u00a0<\/span><\/p>\n

\n

\u1005\u1004\u1039\u1000\u102c\u1015\u1030\u1019\u103d\u102c \u1021\u103b\u1019\u1032\u1031\u1014\u1011\u102d\u102f\u1004\u1039\u1001\u103c\u1004\u1039\u1037\u101b\u101e\u1030\u1019\u103a\u102c\u1038 PR, Permanence Resident \u1019\u103a\u102c\u1038\u1021\u1010\u103c\u1000\u1039 CPF \u1018\u100f\u1039\u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1031\u1004\u103c\u101f\u102c \u1021\u101c\u103c\u1014\u1039\u1021\u1031\u101b\u1038\u107e\u1000\u102e\u1038\u1015\u102b\u1010\u101a\u1039\u104b \u1018\u102c\u1031\u107e\u1000\u102c\u1004\u1039\u1037\u101c\u1032\u1006\u102d\u102f\u1031\u1010\u102c\u1037 \u1005\u1004\u1039\u1000\u102c\u1015\u1030\u1000 \u1021\u103b\u1015\u102e\u1038\u1011\u103c\u1000\u1039\u1001\u103c\u102c\u1031\u1010\u102c\u1037\u1019\u101a\u1039 \u1006\u102d\u102f\u101b\u1004\u1039\u104a \u1012\u102e\u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1031\u1004\u103c \u1021\u102c\u1038\u101c\u1036\u102f\u1038\u1000\u102d\u102f \u1005\u1004\u1039\u1000\u102c\u1015\u1030\u1021\u1005\u102d\u102f\u1038\u101b\u1000 \u1021\u1010\u102d\u102f\u1038\u104a \u1021\u101b\u1004\u1039\u1038 \u1021\u102c\u1038\u101c\u1036\u102f\u1038 \u1041\u1040\u101b\u1000\u1039\u1021\u1010\u103c\u1004\u1039\u1038 \u103b\u1015\u1014\u1039\u1011\u102f\u1010\u1039\u1031\u1015\u1038\u101c\u102d\u102f\u1095 \u103b\u1016\u1005\u1039\u1015\u102b\u1010\u101a\u1039\u104b \u1012\u102b\u1031\u1015\u1019\u1032\u1037 \u1005\u1004\u1039\u1000\u102c\u1015\u1030\u108f\u102d\u102f\u1004\u1039\u1004\u1036\u101e\u102c\u1038 Citizen \u1019\u103a\u102c\u1038\u1021\u1010\u103c\u1000\u1039\u1000\u1031\u1010\u102c\u1037 \u1012\u102e\u1031\u1004\u103c\u1000\u102d\u102f \u1018\u101a\u1039\u1031\u101e\u102c\u1001\u102b\u1019\u103d \u103b\u1015\u1014\u1039\u1011\u102f\u1010\u1039\u1019\u101b\u1031\u1021\u102c\u1004\u1039 \u1005\u1014\u1005\u1039\u1010\u1000\u103a\u1005\u102e\u1019\u1036\u1011\u102c\u1038\u1015\u102b\u1010\u101a\u1039\u104b\u00a0<\/span><\/p>\n<\/div>\n

\n

\u1021\u101c\u103c\u1014\u1039\u1019\u103a\u102c\u1038\u103b\u1015\u102c\u1038\u1010\u1032\u1037 \u1031\u1004\u103c\u1031\u107e\u1000\u1038\u103b\u1016\u1005\u1039\u101c\u102d\u102f\u1095 \u108f\u102d\u102f\u1004\u1039\u1004\u1036\u1031\u1010\u102c\u1039\u1013\u1014\u1025\u1005\u1065\u102c\u1019\u103a\u102c\u1038\u1019\u103d\u102c CPF \u1018\u100f\u1039\u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1031\u1004\u103c\u1019\u103a\u102c\u1038\u101f\u102c \u1021\u1013\u102d\u1000\u1000\u103a\u1015\u102b\u1010\u101a\u1039\u104b \u1005\u1004\u1039\u1000\u102c\u1015\u1030\u1019\u103d\u102c\u101b\u103d\u102d\u1010\u1032\u1037 \u1018\u100f\u1039\u1021\u102c\u1038\u101c\u1036\u102f\u1038\u1011\u1000\u1039\u101e\u102c\u1031\u1021\u102c\u1004\u1039 \u1021\u1010\u102d\u102f\u1038\u108f\u1088\u1014\u1039\u1038\u1031\u1015\u1038\u1015\u102b\u1010\u101a\u1039\u104b CPF \u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1031\u1004\u103c\u1019\u101c\u102d\u102f\u1010\u1032\u1037 \u101c\u1030\u1010\u1014\u1039\u1038\u1005\u102c\u1038\u1000\u1031\u1010\u102c\u1037 \u101e\u1030\u1031\u100c\u1038\u104a \u101c\u102f\u1015\u1039\u1004\u1014\u1039\u1038\u101b\u103d\u1004\u1039\u1019\u103a\u102c\u1038 \u103b\u1016\u1005\u1039\u1015\u102b\u1010\u101a\u1039\u104b \u101e\u1030\u1010\u102d\u102f\u1095\u1000\u1031\u1010\u102c\u1037 \u1031\u1004\u103c\u1000\u102d\u102f \u1005\u1014\u1005\u1039\u1010\u1000\u103a\u1000\u102d\u102f\u1004\u1039\u1010\u103c\u101a\u1039\u1010\u1010\u1039\u1031\u1010\u102c\u1037 \u101e\u1030\u1010\u102d\u102f\u1095\u1015\u102d\u102f\u1000\u1039\u1006\u1036\u1000\u102d\u102f CPF \u1018\u100f\u1039\u1011\u1032 \u1005\u102f\u1015\u1036\u102f\u1019\u1011\u100a\u1039\u1037\u107e\u1000\u1015\u102b\u1018\u1030\u1038\u104b \u1021\u101c\u102f\u1015\u1039\u101e\u1019\u102c\u1038 \u101d\u1014\u1039\u1011\u1019\u1039\u1038\u1031\u1010\u103c\u1015\u1032 \u101e\u1030\u1010\u102d\u102f\u1095\u101d\u1004\u1039\u1031\u1004\u103c\u101b\u1032\u1037 \u1043\u1040% \u1000\u102d\u102f \u1005\u102f\u101b\u1015\u102b\u1010\u101a\u1039\u104b <\/span><\/p>\n<\/div>\n

\u1025\u1015\u1019\u102c Salary Income $3000, Employee CPF Contribution 18% \u101e\u102c\u1019\u1014\u1039\u1018\u103c\u1032\u1095\u101b\u1010\u1005\u1039\u1031\u101a\u102c\u1000\u1039 \u1010\u1005\u1039\u101c\u1000\u102d\u102f \u1031\u1012\u105a\u101c\u102c \u1043\u1040\u1040\u1040 \u101d\u1004\u1039\u1031\u1004\u103c\u101b\u103d\u102d\u101b\u1004\u1039\u104a \u1043\u1015\u1036\u102f\u1010\u1005\u1039\u1015\u1036\u102f (\u1031\u1012\u105a\u101c\u102c \u1041\u1040\u1040\u1040) CPF \u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1031\u1004\u103c \u103b\u1016\u1005\u1039\u101e\u103c\u102c\u1038\u1015\u102b\u1010\u101a\u1039\u104b \u1012\u102e\u1031\u1010\u102c\u1037 \u101d\u1014\u1039\u1011\u1019\u1039\u1038\u1010\u1005\u1039\u1025\u102e\u1038\u101f\u102c \u1010\u1005\u1039\u108f\u103d\u1005\u1039\u1000\u102d\u102f \u1031\u1012\u105a\u101c\u102c $12,000 \u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u103b\u1015\u102e\u1038\u104a \u1021\u108f\u103d\u1005\u1039\u1042\u1040\u1031\u1000\u103a\u102c\u1039\u101b\u1004\u1039 \u1021\u1010\u102d\u102f\u1038\u1021\u101b\u1004\u1039\u1038\u1031\u1015\u102b\u1004\u1039\u1038\u104a \u1031\u1012\u105a\u101c\u102c\u1045\u101e\u102d\u1014\u1039\u1038\u1031\u101c\u102c\u1000\u1039 \u103b\u1016\u1005\u1039\u101c\u102c\u1015\u102b\u1010\u101a\u1039\u104b \u1012\u102b\u1031\u1015\u1019\u1032\u1037 \u101e\u102c\u1019\u1014\u1039\u1021\u1019\u103a\u102c\u1038\u1005\u102f \u101d\u1014\u1039\u1011\u1019\u1039\u1038\u1031\u1010\u103c\u1000 \u1010\u1005\u1039\u101c\u1000\u102d\u102f \u1031\u1012\u105a\u101c\u102c \u1010\u1005\u1039\u1031\u1011\u102c\u1004\u1039\u1031\u1000\u103a\u102c\u1039\u1015\u1032 \u101b\u1015\u102b\u1010\u101a\u1039\u104b \u101e\u1030\u1010\u102d\u102f\u1095\u1021\u1010\u103c\u1000\u1039\u101c\u1032 CPF \u1018\u100f\u1039\u1005\u102f\u1031\u1004\u103c\u1000 \u1010\u1005\u1039\u101c \u1031\u1012\u105a\u101c\u102c \u1043\u1040\u1040 \u1006\u102d\u102f\u101b\u1004\u1039 \u1010\u1005\u1039\u108f\u103d\u1005\u1039\u1000\u102d\u102f $3600 \u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u108f\u102d\u102f\u1004\u1039\u1015\u102b\u1010\u101a\u1039\u104b \u1021\u108f\u103d\u1005\u1039\u1042\u1040 \u1006\u102d\u102f\u101b\u1004\u1039 \u1021\u1010\u102d\u102f\u1038\u1021\u101b\u1004\u1039\u1038\u1031\u1015\u102b\u1004\u1039\u1038 \u1031\u1012\u105a\u101c\u102c \u1010\u1005\u1039\u101e\u102d\u1014\u1039\u1038\u1014\u102e\u1038\u1015\u102b\u1038 \u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u108f\u102d\u102f\u1004\u1039\u1019\u103d\u102c\u103b\u1016\u1005\u1039\u1015\u102b\u1010\u101a\u1039\u104b \u1012\u102e\u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1031\u1004\u103c\u1014\u1032\u1095\u1015\u1032 \u1021\u102d\u1019\u1039\u1021\u1031\u107e\u1000\u103c\u1038\u101d\u101a\u1039\u108f\u102d\u102f\u1004\u1039\u1031\u1021\u102c\u1004\u1039\u104a \u1021\u101e\u1000\u1039\u1046\u1045\u108f\u103d\u1005\u1039\u1031\u1000\u103a\u102c\u1039\u101b\u1004\u1039 \u101c\u1005\u1025\u1039 \u1031\u1012\u105a\u101c\u102c\u1045\u1040\u1040\u1031\u101c\u102c\u1000\u1039 \u1021\u103b\u1004\u102d\u1019\u1039\u1038\u1005\u102c\u1038\u1015\u1004\u1039\u1005\u1004\u1039\u1031\u1015\u1038\u108f\u102d\u102f\u1004\u1039\u1031\u1021\u102c\u1004\u1039 \u101c\u102f\u1015\u1039\u1011\u102c\u1038\u1010\u1032\u1037 \u1005\u1014\u1005\u1039\u107e\u1000\u102e\u1038\u103b\u1016\u1005\u1039\u1015\u102b\u1010\u101a\u1039\u104b<\/span><\/p>\n

\n

CPF \u1018\u100f\u1039\u101b\u1032\u1037 \u101d\u1000\u1039\u1006\u102d\u102f\u1012\u1039 www.cpf.gov.sg<\/a> \u1019\u103d\u102c\u1021\u1031\u101e\u1038\u1005\u102d\u1010\u1039\u1019\u103a\u102c\u1038 \u107e\u1000\u100a\u1039\u1037\u108f\u102d\u102f\u1004\u1039\u1015\u102b\u1010\u101a\u1039\u104b \u1025\u1015\u1019\u102c \u101c\u1005\u102c\u101b\u1004\u1039\u1038\u1014\u1032\u1095\u1021\u1001\u103a\u102d\u1014\u1039\u1015\u102d\u102f \u1010\u1005\u1039\u101c\u1000\u102d\u102f \u1031\u1012\u105a\u101c\u102c\u1010\u1005\u1039\u1031\u1011\u102c\u1004\u1039 \u101d\u1004\u1039\u1031\u1004\u103c\u101b\u103d\u102d\u101b\u1004\u1039 \u101d\u1014\u1039\u1011\u1019\u1039\u1038\u101c\u1000\u1039\u1011\u1032 \u1031\u1012\u105a\u101c\u102c\u1048\u1040\u1040 \u101b\u1015\u102b\u1010\u101a\u1039\u104b \u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1031\u1004\u103c \u1010\u1005\u1039\u101c\u1031\u1012\u105a\u101c\u102c \u1043\u1046\u1040 ($360) \u103b\u1016\u1005\u1039\u1015\u102b\u1010\u101a\u1039\u104b \u1031\u1021\u102c\u1000\u1039\u1015\u102b\u1021\u1010\u102d\u102f\u1004\u1039\u1038 \u101d\u1014\u1039\u1011\u1019\u1039\u1038\u101c\u1005\u102c\u1000 \u1005\u102f\u1031\u1004\u103c \u1042\u1040% = $200\u104a \u1000\u102f\u1019\u1078\u100f\u102e\u1000 \u1011\u1015\u1039\u1031\u1006\u102c\u1004\u1039\u1038\u1031\u1015\u1038\u1031\u1004\u103c \u1041\u1046% $160\u104a \u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1031\u1004\u103c\u1000\u102d\u102f \u1018\u100f\u1039\u1021\u1031\u1000\u102c\u1004\u1039\u1037\u1043\u1001\u102f Ordinary, Special, Medisave \u1006\u102d\u102f\u103b\u1015\u102e\u1038 \u1001\u103c\u1032\u1031\u1015\u1038\u1011\u102c\u1038\u1015\u102b\u1010\u101a\u1039\u104b \u1010\u1000\u101a\u1039\u1031\u1010\u102c\u1037 \u1005\u102f\u1005\u102f\u1031\u1015\u102b\u1004\u1039\u1038\u101c\u1005\u102c $1160 \u101b\u1010\u101a\u1039\u101c\u102d\u102f\u1095\u1031\u103b\u1015\u102c\u101b\u1015\u102b\u1010\u101a\u1039\u104b \u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1031\u1004\u103c\u1000 $360\u104a \u101c\u1000\u1039\u1000\u103a\u1014\u1039\u1021\u101e\u102c\u1038\u1010\u1004\u1039 \u101b\u1031\u1004\u103c\u1000 $800 \u103b\u1016\u1005\u1039\u1015\u102b\u1010\u101a\u1039\u104b \u1014\u1032\u1014\u1032\u101b\u1088\u1015\u1039\u1031\u1015\u1019\u1032\u1037 \u101d\u1014\u1039\u1011\u1019\u1039\u1038\u1031\u101b\u102c\u104a \u1000\u102f\u1019\u1078\u100f\u102e\u1031\u101b\u102c\u104a \u1021\u1005\u102d\u102f\u1038\u101b\u1031\u101b\u102c \u101e\u1036\u102f\u1038\u1025\u102e\u1038\u104a \u101e\u1036\u102f\u1016\u101c\u103d\u101a\u1039 \u1031\u1000\u103a\u1014\u1015\u1039\u1031\u1021\u102c\u1004\u1039 \u101c\u102f\u1015\u1039\u1031\u1015\u1038\u1011\u102c\u1038\u103b\u1001\u1004\u1039\u1038\u103b\u1016\u1005\u1039\u1015\u102b\u1010\u101a\u1039\u104b<\/p>\n

Example.
\nBasic Salary = $700
\nAdditional OT wages = $300
\nTotal wages = $1000
\nEmployee\u2019s share of CPF contribution 20% = $200
\nEmployer\u2019s share of CPF contribution 16% = $160
\nEmploy take home = $800.
\nTotal CPF contribution = $360
\n<\/span>Published on: July 8, 2014<\/span><\/p>\n<\/div>\n

CPF \u1018\u100f\u1039\u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1031\u1004\u103c\u1005\u1014\u1005\u1039\u104f \u1021\u1000\u103a\u102d\u1033\u1038\u1031\u1000\u103a\u1038\u1007\u1030\u1038\u1019\u103a\u102c\u1038<\/span><\/b><\/span><\/span><\/p>\n

\u1021\u102d\u1019\u1039\u1015\u102d\u102f\u1004\u1039\u1006\u102d\u102f\u1004\u1039\u1031\u1005\u103b\u1001\u1004\u1039\u1038<\/span><\/b><\/span><\/span><\/p>\n

\u1015\u1011\u1019\u1006\u1036\u102f\u1038 \u1021\u1000\u103a\u102d\u1033\u1038\u103b\u1019\u1010\u1039\u1000\u1031\u1010\u102c\u1037 \u1041\u1040\u108f\u103d\u1005\u1039\u1031\u101c\u102c\u1000\u1039 \u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u103b\u1015\u102e\u1038\u101b\u1004\u1039\u104a \u1021\u1005\u102d\u102f\u1038\u101b\u101b\u1032\u1037 \u1021\u102d\u1019\u1039\u1010\u1005\u1039\u101c\u1036\u102f\u1038 \u101d\u101a\u1039\u108f\u102d\u102f\u1004\u1039\u103b\u1015\u102e \u103b\u1016\u1005\u1039\u1015\u102b\u1010\u101a\u1039\u104b \u1021\u102d\u1019\u1039\u1031\u1005\u103a\u1038\u101b\u1032\u1037 \u1042\u1040%\u1000\u102d\u102f CPF \u1031\u1004\u103c\u1014\u1032\u1095\u1031\u1015\u1038\u101c\u102d\u102f\u1095 \u1031\u101c\u102c\u1000\u1039\u1004\u103d\u101b\u1004\u1039\u104a \u1000\u102d\u102f\u101a\u1039\u1037\u1015\u102d\u102f\u1000\u1039\u1006\u1036 \u1019\u1015\u102b\u1015\u1032 \u1021\u102d\u1019\u1039\u101d\u101a\u1039\u101c\u102d\u102f\u1095\u101b\u1015\u102b\u1010\u101a\u1039\u104b \u1019\u1031\u101c\u102c\u1000\u1039\u101b\u1004\u1039\u1031\u1010\u102c\u1037 \u1021\u102d\u1019\u1039\u1010\u1014\u1039\u1016\u102d\u102f\u1038\u101b\u1032\u1037 \u1042\u1040% \u103b\u1015\u100a\u1039\u1037\u1031\u1021\u102c\u1004\u1039 \u1000\u102d\u102f\u101a\u1039\u1037\u1015\u102d\u102f\u1000\u1039\u1006\u1036 \u1011\u100a\u1039\u1037\u1031\u1015\u1038\u101b\u1010\u101a\u1039\u104b \u1021\u1032\u1012\u102e CPF \u1018\u100f\u1039\u1005\u1014\u1005\u1039\u1031\u107e\u1000\u102c\u1004\u1039\u1037 \u1005\u1004\u1039\u1000\u102c\u1015\u1030 \u1019\u102d\u101e\u102c\u1038\u1005\u102f\u1010\u102d\u102f\u1004\u1039\u1038 \u1021\u102d\u1019\u1039\u1015\u102d\u102f\u1004\u1039\u1006\u102d\u102f\u1004\u1039 \u107e\u1000\u1015\u102b\u1010\u101a\u1039\u104b \u1021\u102d\u1019\u1039\u1016\u102d\u102f\u1038\u1000\u103a\u1014\u1039\u1010\u1032\u1037 \u1048\u1040% \u1000\u102d\u102f\u101c\u100a\u1039\u1038 CPF \u101c\u1005\u1025\u1039\u1011\u100a\u1039\u1037\u1031\u1004\u103c\u1014\u1032\u1095 \u1021\u101b\u1005\u1039\u1000\u103a\u1031\u1015\u1038\u108f\u102d\u102f\u1004\u1039\u1031\u1010\u102c\u1037 \u1000\u102d\u102f\u101a\u1039\u1037\u101c\u1000\u1039\u1011\u1032\u1000 \u1015\u102d\u102f\u1000\u1039\u1006\u1036\u1031\u1010\u102c\u1004\u1039 \u1019\u1000\u102f\u1014\u1039\u1031\u1010\u102c\u1037\u1015\u102b\u1018\u1030\u1038\u104b \u1021\u102d\u1019\u1039\u1015\u102d\u102f\u1004\u1039\u1006\u102d\u102f\u1004\u1039 \u1031\u1005\u103b\u1001\u1004\u1039\u1038\u101f\u102c \u1005\u1004\u1039\u1000\u102c\u1015\u1030 CPF \u1005\u1014\u1005\u1039\u101b\u1032\u1037 \u1021\u1013\u102d\u1000 \u1021\u1001\u103a\u1000\u1039\u103b\u1016\u1005\u1039\u1015\u102b\u1010\u101a\u1039\u104b \u1005\u1004\u1039\u1000\u102c\u1015\u1030 \u108f\u102d\u102f\u1004\u1039\u1004\u1036\u101e\u102c\u1038\u1019\u103a\u102c\u1038\u1021\u1010\u103c\u1000\u1039 \u1005\u102c\u1038\u104a\u101d\u1010\u1039\u104a\u1031\u1014\u1031\u101b\u1038\u1000\u102d\u102f \u1021\u1005\u102d\u102f\u1038\u101b\u1000 \u1016\u1014\u1039\u1010\u102e\u1038 \u1031\u1015\u1038\u101b\u1019\u101a\u1039 \u1006\u102d\u102f\u1010\u1032\u1037\u1021\u1010\u102d\u102f\u1004\u1039\u1038 \u1005\u102c\u1038\u104a\u101d\u1010\u1039\u104a \u1031\u1014\u1031\u101b\u1038\u1021\u1010\u103c\u1000\u1039 \u1021\u101c\u102f\u1015\u1039\u1021\u1000\u102d\u102f\u1004\u1039\u1019\u103a\u102c\u1038\u1005\u103c\u102c \u1016\u1014\u1039\u1010\u102e\u1038\u1031\u1015\u1038\u1011\u102c\u1038\u1015\u102b\u1010\u101a\u1039\u104b \u101f\u102f\u1010\u1039\u1015\u102b\u1010\u101a\u1039\u104b \u101c\u102f\u1015\u1039\u101b\u100a\u1039 \u1000\u102d\u102f\u1004\u1039\u101b\u100a\u1039 \u101b\u103d\u102d\u101e\u1030\u1019\u103a\u102c\u1038\u1000 \u101d\u1004\u1039\u1031\u1004\u103c \u1031\u1000\u102c\u1004\u1039\u1038\u101c\u103c\u1014\u1039\u1038\u103b\u1015\u102e\u1038\u104a \u101c\u1030\u1021\u1019\u103a\u102c\u1038\u1005\u102f\u1000 \u101e\u102c\u1019\u1014\u1039\u101d\u1004\u1039\u1031\u1004\u103c\u1015\u1032\u101b\u1015\u102b\u1010\u101a\u1039\u104b \u1021\u101c\u102f\u1015\u1039\u101b\u103d\u102d\u1031\u1015\u1019\u1032\u1037 \u101e\u102c\u1019\u1014\u1039\u101d\u1004\u1039\u1031\u1004\u103c\u1015\u1032\u101b\u103d\u102d\u101e\u1030\u1021\u1010\u103c\u1000\u1039 \u1031\u1004\u103c\u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1016\u102d\u102f\u1095\u1006\u102d\u102f\u1010\u102c \u1021\u1031\u103b\u1015\u102c\u101c\u103c\u101a\u1039\u104a \u1021\u101c\u102f\u1015\u1039\u1001\u1000\u1039\u1015\u102b\u1015\u1032\u104b \u1021\u102d\u1019\u1039\u1015\u102d\u102f\u1004\u1039\u1016\u102d\u102f\u1095\u1006\u102d\u102f\u1010\u102c \u1031\u101d\u1038\u101c\u103d\u1015\u102b\u1010\u101a\u1039\u104b CPF \u1005\u1014\u1005\u1039 \u1031\u1021\u102c\u1004\u1039\u103b\u1019\u1004\u1039 \u101e\u103c\u102c\u1038\u1010\u1032\u1037 \u1021\u1010\u103c\u1000\u1039 \u1005\u1004\u1039\u1000\u102c\u1015\u1030\u1019\u103d\u102c \u108f\u102d\u102f\u1004\u1039\u1004\u1036\u101e\u102c\u1038\u1019\u102d\u101e\u102c\u1038\u1005\u102f\u1010\u102d\u102f\u1004\u1039\u1038 \u1021\u1005\u102d\u102f\u1038\u101b \u1031\u1006\u102c\u1000\u1039\u1031\u1015\u1038\u1010\u1032\u1037 \u1010\u102f\u102d\u1000\u1039\u1001\u1014\u1039\u1038 HDB Flat \u1015\u102d\u102f\u1004\u1039\u1006\u102d\u102f\u1004\u1039\u1001\u103c\u1004\u1039\u1037 \u101b\u107e\u1000\u1015\u102b\u1010\u101a\u1039\u104b <\/span><\/p>\n

\u1019\u102d\u1019\u102d\u108f\u103d\u1004\u1039\u1037\u1019\u102d\u101e\u102c\u1038\u1005\u102f \u1031\u1006\u1038\u1000\u102f\u1005\u101b\u102d\u1010\u1039<\/span><\/b><\/span><\/span><\/p>\n

\u1005\u1004\u1039\u1000\u102c\u1015\u1030\u1019\u103d\u102c \u1000\u103a\u1014\u1039\u1038\u1019\u102c\u1031\u101b\u1038\u1021\u102c\u1019\u1001\u1036\u104a \u1021\u101c\u102f\u1015\u1039\u101b\u103d\u1004\u1039\u1010\u102d\u102f\u1004\u1039\u1038\u1000 \u1010\u102c\u101d\u1014\u1039 \u101a\u1030\u101b\u1015\u102b\u1010\u101a\u1039\u104b \u1012\u102b\u1031\u107e\u1000\u102c\u1004\u1039\u1037 \u1021\u101c\u102f\u1015\u1039\u101e\u1019\u102c\u1038 \u1031\u1006\u1038\u1001\u1014\u1039\u1038\u101e\u103c\u102c\u1038\u104a \u1031\u1006\u1038\u101b\u1036\u102f\u1010\u1000\u1039\u101b\u101b\u1004\u1039\u104a \u1000\u102f\u1019\u1078\u100f\u102e\u1000 \u1010\u102c\u101d\u1014\u1039\u101a\u1030\u104a \u1000\u102f\u1014\u1039\u1000\u103a\u1005\u101b\u102d\u1010\u1039\u1000\u102d\u102f \u1021\u102c\u1019\u1001\u1036\u1000\u102f\u1019\u1078\u100f\u102e\u1000 \u1031\u1015\u1038\u1015\u102b\u1010\u101a\u1039\u104b \u101e\u102d\u102f\u1095\u1031\u101e\u102c\u1039 \u1019\u102d\u1019\u102d\u101b\u1032\u1037 \u1019\u102d\u101e\u102c\u1038\u1005\u102f \u1031\u1014\u1019\u1031\u1000\u102c\u1004\u1039\u1038\u104a \u1031\u1006\u1038\u101b\u1036\u102f\u1010\u1000\u1039\u101b\u1004\u1039 \u1021\u102c\u1019\u1001\u1036\u1019\u101b\u103d\u102d\u101c\u102d\u102f\u1095 \u1031\u1004\u103c\u1031\u107e\u1000\u1038\u1000\u102f\u1014\u1039\u1000\u103a\u1015\u102b\u1010\u101a\u1039\u104b CPF \u1018\u100f\u1039\u1005\u1014\u1005\u1039\u1000\u102d\u102f \u1019\u102d\u1019\u102d \u1019\u102d\u101e\u102c\u1038\u1005\u102f\u1000\u102d\u102f\u101c\u100a\u1039\u1038 \u1000\u103a\u1014\u1039\u1038\u1019\u102c\u1031\u101b\u1038\u1021\u102c\u1019\u1001\u1036 (Medi-shield) \u1031\u1015\u1038\u1011\u102c\u1038\u101c\u102d\u102f\u1095 \u1031\u1006\u1038\u101b\u1036\u102f\u1005\u101b\u102d\u1010\u1039 \u1019\u1000\u102f\u1014\u1039\u1015\u102b\u1018\u1030\u1038\u104b \u1012\u102b\u1031\u1015\u1019\u1032\u1037 \u101e\u1010\u1039\u1019\u103d\u1010\u1039 \u1011\u102c\u1038\u1010\u102c\u1011\u1000\u1039 \u1015\u102d\u102f\u1000\u102f\u1014\u1039\u101b\u1004\u1039\u1031\u1010\u102c\u1037\u104a CPF \u1000\u103a\u1014\u1039\u1038\u1019\u102c\u1031\u101b\u1038 \u101b\u1036\u1015\u1036\u102f\u1031\u1004\u103c\u1011\u1032\u1000 \u1011\u102f\u1010\u1039\u101a\u1030 \u101e\u1036\u102f\u1038\u1005\u103c\u1032\u107e\u1000\u1015\u102b\u1010\u101a\u1039\u104b \u1012\u102b\u1031\u107e\u1000\u102c\u1004\u1039\u1037 \u1019\u102d\u1019\u102d \u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1031\u1004\u103c \u1019\u103a\u102c\u1038\u1000\u102d\u102f \u1019\u102d\u1019\u102d\u1014\u1032\u1095\u1019\u102d\u101e\u102c\u1038\u1005\u102f \u1031\u1006\u1038\u101b\u1036\u102f\u1010\u1000\u1039\u101b\u101b\u1004\u1039 \u1031\u1004\u103c\u1019\u101b\u103d\u102d\u101c\u102d\u102f\u1095 \u1015\u1030\u1005\u101b\u102c \u1019\u101c\u102d\u102f\u1015\u102b\u1018\u1030\u1038\u104b CPF \u1005\u1014\u1005\u1039\u1000 \u1010\u102c\u101d\u1014\u1039\u101a\u1030\u1015\u102b\u1010\u101a\u1039\u104b<\/span><\/p>\n

\u1021\u101e\u1000\u1039\u1021\u102c\u1019\u1001\u1036\u104a \u101e\u102c\u1038\u101e\u1019\u102e\u1038\u1015\u100a\u102c\u1031\u101b\u1038\u104a \u1005\u1031\u1010\u102c\u1037\u101b\u103d\u101a\u1039\u101a\u102c<\/span><\/b><\/span><\/span><\/p>\n

\u1005\u1004\u1039\u1000\u102c\u1015\u1030 \u108f\u102d\u102f\u1004\u1039\u1004\u1036\u101e\u102c\u1038\u101e\u102c\u1038 \u1021\u102c\u1038\u101c\u1036\u102f\u1038\u1014\u102e\u1038\u1015\u102b\u1038 CPF \u1021\u101e\u1004\u1039\u1038\u101d\u1004\u1039 \u1019\u103a\u102c\u1038\u103b\u1016\u1005\u1039\u1015\u102b\u1010\u101a\u1039\u104b \u101e\u1030\u1010\u102d\u102f\u1095\u1021\u1010\u103c\u1000\u1039 \u1021\u1031\u1000\u102c\u1004\u1039\u1038\u1006\u1036\u102f\u1038\u104a \u1021\u101e\u1000\u1039\u1021\u102c\u1019\u1001\u1036 \u1019\u101d\u101a\u1039\u1019\u1031\u1014\u101b\u104a \u1021\u1005\u102d\u102f\u1038\u101b\u1000 \u1012\u102e\u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1031\u1004\u103c \u1000\u102d\u102f\u101e\u1036\u102f\u1038\u103b\u1015\u102e\u1038 \u101d\u101a\u1039\u1001\u102d\u102f\u1004\u1039\u1038\u1015\u102b\u1010\u101a\u1039\u104b \u1025\u1015\u1019\u102c \u1010\u1005\u1039\u108f\u103d\u1005\u1039 \u1031\u1012\u105a\u101c\u102c\u1047\u1040 \u1031\u1015\u1038\u101b\u1010\u101a\u1039\u1006\u102d\u102f\u101b\u1004\u1039\u104a \u1021\u1031\u107e\u1000\u102c\u1004\u1039\u1038\u1019\u101c\u103d\u101c\u102d\u102f\u1095 \u1000\u102d\u102f\u101a\u1039\u1031\u101e\u1006\u1036\u102f\u1038 \u101e\u103c\u102c\u1038\u101b\u1004\u1039\u104a \u1021\u101e\u1000\u1039 \u1021\u102c\u1019\u1001\u1036\u1031\u1004\u103c \u1031\u1012\u105a\u101c\u102c\u1045\u1031\u101e\u102c\u1004\u1039\u1038 \u1000\u103a\u1014\u1039\u1001\u1032\u1037\u1010\u1032\u1037 \u1007\u1014\u102e\u1038\u104a \u1019\u102d\u101e\u102c\u1038\u1005\u102f \u101b\u101b\u103d\u102d\u1015\u102b\u1010\u101a\u1039\u104b \u1000\u1004\u1039\u1006\u102c\u104a \u108f\u103d\u101c\u1036\u102f\u1038\u1031\u101b\u102c\u1002\u102b \u101c\u102d\u102f \u1000\u102f\u101e\u1005\u101b\u102d\u1010\u1039 \u107e\u1000\u102e\u1038\u1010\u1032\u1037\u1031\u101b\u102c\u1002\u102b\u101b\u103b\u1015\u102e\u1038\u104a \u1001\u103c\u1032\u1005\u102d\u1010\u1039 \u1000\u102f\u101e\u101b\u101b\u1004\u1039\u101c\u1032 \u1021\u101e\u1000\u1039 \u1021\u102c\u1019\u1001\u1036\u1000 \u103b\u1015\u1014\u1039\u1031\u1015\u1038\u1015\u102b\u1010\u101a\u1039\u104b \u1000\u102d\u102f\u101a\u1039\u1037\u101b\u1032\u1037 CPF \u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1031\u1004\u103c\u1014\u1032\u1095 \u1000\u102d\u102f\u101a\u1039\u1037\u1007\u1014\u102e\u1038\u104a \u101e\u102c\u1038\u101e\u1019\u102e\u1038\u1019\u103a\u102c\u1038 \u1021\u1010\u103c\u1000\u1039 \u1021\u101e\u1000\u1039 \u1021\u102c\u1019\u1001\u1036\u101d\u101a\u1039\u1031\u1015\u1038 \u101c\u102d\u102f\u1095\u101c\u1032 \u101b\u1015\u102b\u1010\u101a\u1039\u104b \u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1031\u1004\u103c \u1019\u103a\u102c\u1038\u1005\u103c\u102c \u101b\u103d\u102d\u101e\u1030\u1019\u103a\u102c\u1038\u1000\u1031\u1010\u102c\u1037 \u101e\u102c\u1038\u101e\u1019\u102e\u1038\u1019\u103a\u102c\u1038 \u1015\u100a\u102c\u1031\u101b\u1038\u104a \u1021\u1005\u102d\u102f\u1038\u101b \u101e\u1010\u1039\u1019\u103d\u1010\u1039\u1031\u1015\u1038\u1010\u1032\u1037 \u1005\u1031\u1010\u102c\u1037 \u101b\u103d\u101a\u1039\u101a\u102c\u1019\u103a\u102c\u1038 \u101d\u101a\u1039\u101a\u1030\u1031\u101b\u1038 \u1031\u1010\u103c\u1019\u103d\u102c CPF \u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1031\u1004\u103c\u1000\u102d\u102f \u1021\u101e\u1036\u102f\u1038\u103b\u1015\u1033\u1001\u103c\u1004\u1039\u1037 \u1031\u1015\u1038\u1011\u102c\u1038 \u1015\u102b\u1010\u101a\u1039\u104b <\/span><\/p>\n

\u1021\u103b\u1004\u102d\u1019\u1039\u1038\u1005\u102c\u1038\u101a\u1030\u1001\u103a\u102d\u1014\u1039\u1031\u1004\u103c\u1011\u102f\u1010\u1039\u1031\u1015\u1038\u103b\u1001\u1004\u1039\u1038 (\u1015\u1004\u1039\u1005\u1004\u1039)<\/span><\/b><\/span><\/span><\/p>\n

\u1019\u102d\u1019\u102d\u1021\u101e\u1000\u1039\u1045\u1045\u108f\u103d\u1005\u1039\u103b\u1015\u100a\u1039\u1037\u101b\u1004\u1039 CPF \u1018\u100f\u1039\u1000\u1031\u1014\u104a \u1021\u103b\u1004\u102d\u1019\u1039\u1005\u102c\u1038 \u1031\u1004\u103c\u1000\u102d\u102f \u1001\u103a\u1014\u1039\u1010\u102c\u1038\u103b\u1015\u102e\u1038\u104a \u1015\u102d\u102f\u1010\u1032\u1037\u1031\u1004\u103c \u1000\u102d\u102f \u103b\u1015\u1014\u1039\u1031\u1015\u1038\u1015\u102b\u1010\u101a\u1039\u104b \u1021\u101e\u1000\u1039\u1046\u1045\u108f\u103d\u1005\u1039 \u1031\u1014\u102c\u1000\u1039\u1015\u102d\u102f\u1004\u1039\u1038\u1019\u103d \u1000\u103a\u1014\u1039\u1010\u1032\u1037\u1031\u1004\u103c\u1011\u1032\u1000 \u101c\u1005\u1025\u1039\u1031\u1004\u103c \u1015\u1004\u1039\u1005\u1004\u1039\u1021\u103b\u1016\u1005\u1039 \u1011\u102f\u1010\u1039\u1031\u1015\u1038\u1015\u102b\u1010\u101a\u1039\u104b \u1021\u101e\u1000\u1039\u1045\u1045\u108f\u103d\u1005\u1039 \u1031\u1000\u103a\u102c\u1039\u1031\u1015\u1019\u1032\u1037 \u1021\u101c\u102f\u1015\u1039\u101c\u102f\u1015\u1039\u108f\u102d\u102f\u1004\u1039\u1031\u101e\u1038\u101c\u102d\u102f\u1095 \u1006\u1000\u1039\u101c\u102f\u1015\u1039\u101b\u1015\u102b\u1010\u101a\u1039\u104b \u1012\u102b\u1031\u1015\u1019\u1032\u1037 \u1021\u1031\u107e\u1000\u102c\u1004\u1039\u1038 \u1010\u1005\u1039\u1005\u1036\u102f\u1010\u101b\u102c (\u1025\u1015\u1019\u102c \u1000\u103a\u1014\u1039\u1038\u1019\u102c\u1031\u101b\u1038\u1031\u107e\u1000\u102c\u1004\u1039\u1037) \u1021\u101c\u102f\u1015\u1039\u1019\u101c\u102f\u1015\u1039\u108f\u102d\u102f\u1004\u1039\u1031\u1010\u102c\u1037\u1018\u1030\u1038\u1006\u102d\u102f\u101b\u1004\u1039 \u1031\u1011\u102c\u1000\u1039\u1001\u1036\u1005\u102c\u101b\u103c\u1000\u1039\u1005\u102c\u1010\u1014\u1039\u1019\u103a\u102c\u1038 \u103b\u1015\u103b\u1015\u102e\u104a \u101c\u1005\u1025\u1039\u1031 \u1011\u102c\u1000\u1039\u1015\u1036\u102f\u1031\u107e\u1000\u1038 \u101b\u108f\u102d\u102f\u1004\u1039\u1015\u102b\u1010\u101a\u1039\u104b \u1019\u102d\u1019\u102d \u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1031\u1004\u103c\u1000\u102d\u102f \u1019\u102d\u1019\u102d\u1000\u1015\u1032 \u1031\u1015\u1038\u101b\u1015\u102b\u1010\u101a\u1039\u104b \u1021\u1005\u102d\u102f\u1038\u101b\u1018\u100f\u1039\u1000 \u1031\u1004\u103c\u1031\u1010\u103c\u1000\u102d\u102f \u101e\u102d\u1019\u1039\u1038\u1011\u102c\u1038\u103b\u1015\u102e\u1038\u104a \u108f\u103d\u1005\u1039\u1005\u1025\u1039 \u1021\u1010\u102d\u102f\u1038 \u1010\u103c\u1000\u1039\u1001\u103a\u1000\u1039\u103b\u1015\u102e\u1038\u104a \u1031\u1015\u1038\u1015\u102b\u1010\u101a\u1039\u104b<\/p>\n

\u1025\u1015\u1019\u102c \u1031\u1012\u105a\u101c\u102c \u1042\u101e\u102d\u1014\u1039\u1038\u1031\u101c\u102c\u1000\u1039 \u1005\u102f\u1019\u102d\u1031\u1014\u101e\u1030\u101f\u102c \u1021\u102d\u1019\u1039\u101d\u101a\u1039\u1016\u102d\u102f\u1095 \u1046\u1031\u101e\u102c\u1004\u1039\u1038 \u108f\u1088\u1010\u1039\u101c\u102d\u102f\u1000\u1039\u103b\u1015\u102e\u1038\u104a \u1000\u103a\u1014\u1039\u1010\u1032\u1037\u1031\u1004\u103c\u1031\u1010\u103c\u1000\u102d\u102f \u1021\u1005\u102d\u102f\u1038\u101b CPF \u1018\u100f\u1039\u1019\u103d\u102c\u1015\u1032 \u1011\u100a\u1039\u1037\u1011\u102c\u1038\u101b\u1015\u102b\u1010\u101a\u1039\u104b \u1000\u103a\u1014\u1039\u1038\u1019\u102c\u1031\u101b\u1038\u1021\u1010\u103c\u1000\u1039\u101c\u100a\u1039\u1038 \u1031\u1012\u105a\u101c\u102c \u1044\u1031\u101e\u102c\u1004\u1039\u1038 \u1048\u1031\u1011\u102c\u1004\u1039\u1011\u102d \u1016\u101a\u1039\u1011\u102c\u1038\u101c\u102d\u102f\u1095\u101b\u1015\u102b\u1010\u101a\u1039\u104b \u1012\u102e\u1031\u1004\u103c\u1014\u1032\u1095\u1015\u1032 \u1031\u1006\u1038\u1000\u102f\u101e\u103b\u1001\u1004\u1039\u1038 \u1014\u1032\u1095 \u1031\u1006\u1038\u1016\u102d\u102f\u1038 \u101d\u102b\u1038\u1001 \u1031\u1015\u1038\u101b\u1015\u102b\u1010\u101a\u1039\u104b CPF \u1018\u100f\u1039\u1011\u1032\u1000 \u1000\u103a\u1014\u1039\u1038\u1019\u102c\u1031\u101b\u1038 \u1005\u101b\u102d\u1010\u1039 \u1019\u1031\u101c\u102c\u1000\u1039\u1004\u103d\u101b\u1004\u1039\u1031\u1010\u102c\u1037 \u1031\u1006\u1038\u101b\u1036\u102f \u1000\u102f\u1014\u1039\u1000\u103a\u1005\u101b\u102d\u1010\u1039\u1000\u102d\u102f \u1031\u1004\u103c\u101c\u1000\u1039\u1004\u1004\u1039\u1038 (\u101e\u102d\u102f\u1095\u1019\u101f\u102f\u1010\u1039) \u1021\u101b\u1005\u1039\u1000\u103a\u1014\u1032\u1095\u1015\u1032 \u1031\u1015\u1038\u101b\u1015\u102b\u1010\u101a\u1039\u104b <\/span>
\n<\/span><\/p>\n

\u1021\u101c\u102c\u1038\u1010\u1030 \u108f\u102d\u102f\u1004\u1039\u1004\u1036\u1010\u1000\u102c\u1021\u1005\u102d\u102f\u1038\u101b\u1019\u103a\u102c\u1038\u104f \u101d\u1014\u1039\u1011\u1019\u1039\u1038\u104a\u1021\u101c\u102f\u1015\u1039\u101e\u1019\u102c\u1038 \u1031\u1004\u103c\u1005\u102f\u1005\u1014\u1005\u1039\u1019\u103a\u102c\u1038 <\/span><\/span> <\/b><\/span><\/p>\n

\u1021\u1031\u1019\u101b\u102d\u1000\u1014\u1039\u1014\u1032\u1095\u1025\u1031\u101b\u102c\u1015 \u108f\u102d\u102f\u1004\u1039\u1004\u1036\u1019\u103a\u102c\u1038\u1000 \u1021\u1001\u103c\u1014\u1039 Tax \u1006\u102d\u102f\u103b\u1015\u102e\u1038 \u101c\u1005\u102c\u1031\u1004\u103c\u1011\u1032\u1000 \u1010\u102d\u102f\u1000\u1039\u101b\u102d\u102f\u1000\u1039 \u103b\u1016\u1010\u1039\u1001\u103a \u101c\u102d\u102f\u1000\u1039\u1015\u102b\u1010\u101a\u1039\u104b \u101c\u1005\u102c\u101b\u1032\u1037 \u1044\u1040% \u1021\u1011\u102d \u103b\u1016\u1010\u1039\u1001\u103a\u1015\u102b\u1010\u101a\u1039\u104b \u1021\u1031\u1019\u101b\u102d\u1000\u1014\u1039\u1019\u103d\u102c Social Security \u101c\u102d\u102f\u1095\u1031\u1001\u105a\u1015\u102b\u1010\u101a\u1039\u104b \u1021\u1005\u102d\u102f\u1038\u101b\u1000 \u1021\u1032\u1012\u102e\u1031\u1004\u103c\u1031\u1010\u103c\u1000\u102d\u102f \u103b\u1015\u100a\u1039\u101e\u1030\u101c\u1030\u1011\u102f \u1021\u1010\u103c\u1000\u1039 \u101e\u1036\u102f\u1038\u1005\u103c\u1032\u1015\u102b\u1010\u101a\u1039\u104b \u1021\u101c\u102f\u1015\u1039\u101c\u1000\u1039\u1019\u1032\u1037 \u103b\u1016\u1005\u1039\u1001\u103a\u102d\u1014\u1039 \u1031\u1011\u102c\u1000\u1039\u1015\u1036\u1037\u1031\u107e\u1000\u1038 \u101b\u101b\u103d\u102d\u1015\u102b\u1010\u101a\u1039\u104b \u1000\u103a\u1014\u1039\u1038\u1019\u102c\u1031\u101b\u1038\u104a \u1015\u100a\u102c\u1031\u101b\u1038 \u1005\u1010\u1032\u1037\u101c\u1030\u1019\u1088 \u1031\u101b\u1038\u101b\u102c\u1019\u103a\u102c\u1038\u1019\u103d\u102c \u1021\u1011\u1030\u1038\u108f\u1088\u1014\u1039\u1038\u1031\u1010\u103c\u1014\u1032\u1095 \u1021\u1005\u102d\u102f\u1038\u101b\u1000 \u1031\u1011\u102c\u1000\u1039\u1015\u1036\u1037 \u1031\u1015\u1038\u1015\u102b\u1010\u101a\u1039\u104b \u1021\u1011\u1030\u1038\u101e\u103b\u1016\u1004\u1039\u1037 \u1021\u101e\u1000\u1039\u107e\u1000\u102e\u1038\u1001\u103a\u102d\u1014\u1039 \u1031\u1014\u1011\u102d\u102f\u1004\u1039 \u1005\u102c\u1038\u1031\u101e\u102c\u1000\u1039\u1031\u101b\u1038\u1000\u102d\u102f \u1021\u1005\u102d\u102f\u1038\u101b\u1000 \u1010\u102c\u101d\u1014\u1039\u101a\u1030\u1010\u1032\u1037\u1021\u103b\u1015\u1004\u1039\u104a \u101c\u1005\u1025\u1039 \u1031\u1011\u102c\u1000\u1039\u1015\u1036\u1037\u1031\u107e\u1000\u1038 \u1031\u1004\u103c\u101c\u100a\u1039\u1038 \u1031\u1015\u1038\u1015\u102b\u1010\u101a\u1039\u104b \u1031\u1006\u1038\u1000\u102f\u101e \u1001\u103c\u1004\u1039\u1037\u101c\u1032 \u1031\u1015\u1038\u1015\u102b\u1010\u101a\u1039\u104b \u1041\u1049\u1046\u1040 \u1031\u1014\u102c\u1000\u1039\u1015\u102d\u102f\u1004\u1039\u1038\u1019\u103d\u102c \u1021\u102c\u1038\u1014\u100a\u1039\u1038\u1001\u103a\u1000\u1039 \u1019\u103a\u102c\u1038\u1005\u103c\u102c \u101b\u103d\u102d\u101c\u102c\u1010\u1032\u1037\u1021\u1010\u103c\u1000\u1039 \u1000\u102d\u102f\u101a\u1039\u1015\u102d\u102f\u1000\u1039\u1006\u1036\u1014\u1032\u1095 \u1000\u102d\u102f\u101a\u1039\u1037\u1000\u102d\u102f\u101a\u1039\u1000\u102d\u102f \u103b\u1015\u1014\u1039\u1031\u1011\u102c\u1000\u1039\u1015\u1036\u1037\u1010\u1032\u1037 \u1005\u1004\u1039\u1000\u102c\u1015\u1030 CPF \u1005\u1014\u1005\u1039\u1000\u102d\u102f \u108f\u102d\u102f\u1004\u1039\u1004\u1036 \u1031\u1010\u102c\u1039\u1031\u1010\u102c\u1039\u1019\u103a\u102c\u1038\u1019\u103a\u102c\u1038 \u1031\u103b\u1015\u102c\u1004\u1039\u1038\u101c\u1032 \u1000\u103a\u1004\u1039\u1037\u101e\u1036\u102f\u1038\u101c\u102c\u1015\u102b\u1010\u101a\u1039\u104b <\/span><\/p>\n

 <\/p>\n

\n

\u1019\u1031\u101c\u1038\u101b\u103d\u102c\u1038 EPF \u1018\u100f\u1039\u1005\u1014\u1005\u1039<\/span><\/b><\/span><\/span><\/p>\n<\/div>\n

\u1041\u1049\u1045\u1041\u1019\u103d\u102c \u1005\u1010\u1004\u1039\u1001\u1032\u1037\u1015\u102b\u1010\u101a\u1039\u104b \u1021\u101c\u102f\u1015\u1039\u101b\u103d\u1004\u1039\u1014\u1032\u1095\u1021\u101c\u102f\u1015\u1039\u101e\u1019\u102c\u1038 \u108f\u103d\u1005\u1039\u1025\u102e\u1038\u104a \u101c\u1005\u1025\u1039 \u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1031\u1004\u103c \u103b\u1016\u1005\u1039\u1015\u102b\u1010\u101a\u1039\u104b \u1021\u101c\u102f\u1015\u1039\u101e\u1019\u102c\u1038\u1021\u1010\u103c\u1000\u1039 \u1021\u103b\u1004\u102d\u1019\u1039\u1038\u1005\u102c\u1038\u101a\u1030\u1016\u102d\u102f\u1095\u1014\u1032\u1095 \u1021\u1031\u1010\u103c\u1031\u1011\u103c \u1005\u101b\u102d\u1010\u1039\u1019\u103a\u102c\u1038 \u1021\u1010\u103c\u1000\u1039\u1015\u102b\u104b \u1042\u1040\u1041\u1042\u1019\u103d\u102c \u1021\u101e\u1004\u1039\u1038\u101d\u1004\u1039\u1031\u1015\u102b\u1004\u1039\u1038 \u1041\u1043.\u1046\u101e\u1014\u1039\u1038 \u101b\u103d\u102d\u1031\u1014\u103b\u1015\u102e\u1038 \u1046.\u1044\u101e\u1014\u1039\u1038\u101f\u102c \u1015\u1036\u102f\u1019\u103d\u1014\u1039 \u1011\u1032\u1037\u101d\u1004\u1039\u101e\u1030\u1019\u103a\u102c\u1038 \u103b\u1016\u1005\u1039\u1015\u102b\u1010\u101a\u1039\u104b \u1019\u1031\u101c\u1038\u101b\u103d\u102c\u1038 \u108f\u102d\u102f\u1004\u1039\u1004\u1036\u101e\u102c\u1038\u1031\u1010\u103c \u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038 \u1011\u102c\u1038\u1010\u1032\u1037 \u1031\u1004\u103c\u1031\u107e\u1000\u1038\u1000 RM526.8 billion \u103b\u1016\u1005\u1039\u1031\u1014 \u1015\u102b\u103b\u1015\u102e\u104b <\/span><\/p>\n

\u1017\u102e\u101a\u1000\u1039\u1014\u1019\u1039 Social Insurance System<\/span><\/b><\/span><\/span><\/p>\n

\u1021\u101b\u1004\u1039 \u1000\u1031\u1010\u102c\u1037 \u1021\u1005\u102d\u102f\u1038\u101b\u101d\u1014\u1039\u1011\u1019\u1039\u1038\u104a \u1015\u1004\u1039\u1005\u1004\u1039 \u101c\u1005\u102c\u1031\u1004\u103c\u1015\u1032 \u101b\u103d\u102d\u1001\u1032\u1037\u1015\u102b\u1010\u101a\u1039\u104b \u1042\u1040\u1040\u1047 \u1001\u102f\u108f\u103d\u1005\u1039\u1000\u1005\u103b\u1015\u102e\u1038 Social Insurance System \u1000\u102d\u102f \u1021\u1005\u102d\u102f\u1038\u101b \u101d\u1014\u1039\u1011\u1019\u1039\u1038\u1019\u103a\u102c\u1038\u1014\u1032\u1095 \u1005\u1010\u1004\u1039\u1015\u102b\u1010\u101a\u1039\u104b \u1005\u1004\u1039\u1000\u102c\u1015\u1030 CPF \u1005\u1014\u1005\u1039\u101c\u102d\u102f\u1015\u1032 \u101c\u1005\u102c\u101b\u1032\u1037 \u1046% \u1000\u102d\u102f \u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u101b\u1015\u102b\u1010\u101a\u1039\u104b \u1042\u1040\u1041\u1042\u1019\u103d\u102c \u1047%\u104a \u1042\u1040\u1041\u1044\u1019\u103d\u102c \u1048% \u1010\u102d\u102f\u1038\u103b\u1015\u102e\u1038 \u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1016\u102d\u102f\u1095 \u1031\u107e\u1000\u103b\u1004\u102c \u1011\u102c\u1038\u1015\u102b\u1010\u101a\u1039\u104b \u1005\u1004\u1039\u1000\u102c\u1015\u1030\u1014\u1032\u1095 \u1019\u1010\u1030\u1010\u102c\u1000\u1031\u1010\u102c\u1037 \u1017\u102e\u101a\u1000\u1039\u1014\u1019\u1039 \u101c\u1005\u102c\u1031\u1004\u103c \u1014\u100a\u1039\u1038\u101c\u102d\u102f\u1095 \u101c\u1030\u1031\u1010\u103c\u1000 \u1019\u1005\u102f\u1001\u103a\u1004\u1039\u1015\u102b\u1018\u1030\u1038\u104b \u1012\u102b\u1031\u107e\u1000\u102c\u1004\u1039\u1037 \u1021\u1005\u102d\u102f\u1038\u101b\u101d\u1014\u1039\u1011\u1019\u1039\u1038 \u1031\u1010\u103c\u1000\u1031\u1010\u102c\u1037 \u1019\u1005\u102f\u1019\u1031\u1014\u101b\u103b\u1016\u1005\u1039\u103b\u1015\u102e\u1038\u104a \u1031\u1014\u1021\u102d\u1019\u1039\u104a \u1000\u103a\u1014\u1039\u1038\u1019\u102c\u1031\u101b\u1038\u104a \u1015\u100a\u102c\u1031\u101b\u1038\u104a \u1021\u103b\u1004\u102d\u1019\u1039\u1038\u1005\u102c\u1038 \u1031\u1011\u102c\u1000\u1039\u1015\u1036\u1037\u1031\u1004\u103c\u1019\u103a\u102c\u1038 \u1001\u1036\u1005\u102c\u1038\u101b\u1015\u102b\u1010\u101a\u1039\u104b \u1015\u102f\u1002\u1062\u101c\u102d\u1000 \u1000\u102f\u1019\u1078\u100f\u102e \u101d\u1014\u1039\u1011\u1019\u1039\u1038\u1019\u103a\u102c\u1038\u104a \u1000\u102d\u102f\u101a\u1039\u1015\u102d\u102f\u1004\u1039\u101c\u102f\u1015\u1039\u1004\u1014\u1039\u1038\u101c\u102f\u1015\u1039\u101e\u1030\u1019\u103a\u102c\u1038\u1021\u1010\u103c\u1000\u1039 \u1006\u103c\u1032\u1031\u1006\u102c\u1004\u1039\u1019\u1088\u1031\u1015\u1038\u101b\u1015\u102b\u1010\u101a\u1039\u104b \u1021\u103b\u1004\u102d\u1019\u1039\u1038\u1005\u102c\u1038\u1031\u1011\u102c\u1000\u1039\u1015\u1036\u102f\u1031\u107e\u1000\u1038 \u1006\u102d\u102f\u1010\u102c\u1000 \u1021\u1031\u101d\u1038\u107e\u1000\u102e\u1038\u101c\u102d\u102f\u1031\u101e\u1038\u1031\u1010\u102c\u1037 \u101c\u1030\u1011\u102f\u1005\u102d\u1010\u1039\u1019\u101d\u1004\u1039\u1005\u102c\u1038\u1015\u102b\u1018\u1030\u1038\u104b <\/span><\/p>\n

\u1012\u102b\u1031\u107e\u1000\u102c\u1004\u1039\u1037 \u101c\u1030\u1011\u102f\u1005\u102d\u1010\u1039\u101d\u1004\u1039\u1005\u102c\u1038\u1010\u1032\u1037 \u1021\u101c\u102f\u1015\u1039\u101c\u1000\u1039\u1019\u1032\u1037 \u103b\u1016\u1005\u1039\u101b\u1004\u1039 Unemployment Benefit \u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1031\u1004\u103c\u1011\u1032\u1000 \u101c\u1005\u1025\u1039\u103b\u1015\u1014\u1039\u1011\u102f\u1010\u1039 \u101e\u1036\u102f\u1038\u1001\u103c\u1004\u1039\u1037 \u1031\u1015\u1038\u1011\u102c\u1038\u1015\u102b\u1010\u101a\u1039\u104b \u1021\u101c\u102f\u1015\u1039\u101c\u1000\u1039\u1019\u1032\u1037 \u103b\u1016\u1005\u1039\u101e\u103c\u102c\u1038\u101b\u1004\u1039 \u1000\u102d\u102f\u101a\u1039\u1005\u102f \u1011\u102c\u1038\u1010\u1032\u1037 \u1031\u1014\u102c\u1000\u1039\u1006\u1036\u102f\u1038\u1046\u101c \u1015\u103d\u103a\u1019\u1039\u1038\u1019\u103d\u103a \u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1031\u1004\u103c\u1000\u102d\u102f \u1021\u101c\u102f\u1015\u1039 \u101e\u1005\u1039\u101b\u1010\u1032\u1037\u1021\u1011\u102d \u101c\u1005\u1025\u1039\u103b\u1015\u1014\u1039\u1011\u102f\u1010\u1039 \u101e\u1036\u102f\u1038\u1001\u103c\u1004\u1039\u1037\u1031\u1015\u1038\u1015\u102b\u1010\u101a\u1039\u104b \u1019\u102d\u101e\u102c\u1038\u1005\u102f \u1021\u1010\u103c\u1000\u1039 \u1031\u1014\u1021\u102d\u1019\u1039\u104a \u1000\u103a\u1014\u1039\u1038\u1019\u102c\u1031\u101b\u1038\u104a \u1015\u100a\u102c\u1031\u101b\u1038 \u1005\u101b\u102d\u1010\u1039\u1019\u103a\u102c\u1038\u101c\u100a\u1039\u1038 \u1021\u102c\u1019\u1001\u1036 \u101c\u102f\u1015\u1039\u1004\u1014\u1039\u1038\u1014\u1032\u1095\u1010\u103c\u1032\u103b\u1015\u102e\u1038 \u1001\u1036\u1005\u102c\u1038\u1001\u103c\u1004\u1039\u1037 \u1031\u1015\u1038\u1015\u102b\u1010\u101a\u1039\u104b \u1015\u102d\u102f\u103b\u1015\u102e\u1038\u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u101c\u102d\u102f\u101e\u1030\u1019\u103a\u102c\u1038\u104a \u1000\u102d\u102f\u101a\u1039\u1015\u102d\u102f\u1004\u1039 \u101c\u102f\u1015\u1039\u1004\u1014\u1039\u1038 \u101c\u102f\u1015\u1039\u101e\u1030\u1019\u103a\u102c\u1038\u1021\u1010\u103c\u1000\u1039 Voluntary Social Insurance \u1005\u1014\u1005\u1039\u1000\u102d\u102f \u1042\u1040\u1040\u1048\u1019\u103d\u102c \u103b\u1015\u100c\u102c\u1014\u1039\u1038 \u1011\u102c\u1038\u1015\u102b\u1010\u101a\u1039\u104b \u1021\u101c\u102f\u1015\u1039\u101e\u1019\u102c\u1038 \u1041\u1048% \u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038 \u101b\u1015\u102b\u1010\u101a\u1039\u104b \u1019\u1031\u1015\u1038\u108f\u102d\u102f\u1004\u1039\u1010\u1032\u1037\u1021\u1001\u103a\u102d\u1014\u1039 \u101b\u1015\u1039\u101c\u102d\u102f\u101b\u1015\u102b\u1010\u101a\u1039\u104b \u1012\u102e\u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038 \u1031\u1004\u103c\u1031\u1010\u103c \u101b\u103d\u102d\u1031\u1014\u101b\u1004\u1039 \u1021\u1005\u102d\u102f\u1038\u101b\u1011\u1036\u1019\u103d \u1021\u1011\u1030\u1038 \u1021\u1001\u103c\u1004\u1039\u1037\u1021\u1031\u101b\u1038\u104a \u1021\u102d\u1019\u1039\u1021\u1031\u107e\u1000\u103c\u1038 \u101d\u101a\u1039\u101a\u1030\u1001\u103c\u1004\u1039\u1037\u104a \u1000\u103a\u1014\u1039\u1038\u1019\u102c\u1031\u101b\u1038\u104a \u1015\u100a\u102c\u1031\u101b\u1038 \u1021\u102c\u1019\u1001\u1036 \u1001\u1036\u1005\u102c\u1038\u1001\u103c\u1004\u1039\u1037\u1019\u103a\u102c\u1038 \u1014\u1032\u1095\u1006\u103c\u1032\u1031\u1010\u102c\u1004\u1039\u103b\u1015\u102e\u1038\u104a \u1031\u1004\u103c\u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1016\u102d\u102f\u1095 \u1021\u102c\u1038\u1031\u1015\u1038\u103b\u1001\u1004\u1039\u1038 \u103b\u1016\u1005\u1039\u1015\u102b\u1010\u101a\u1039\u104b <\/span><\/p>\n

 <\/p>\n

\n

\u1016\u102d\u101c\u1005\u1039\u1015\u102d\u102f\u1004\u1039\u108f\u102d\u102f\u1004\u1039\u1004\u1036\u1019\u103d\u102c\u1031\u1010\u102c\u1037 Social Security System<\/span><\/b><\/span><\/span><\/p>\n<\/div>\n

\n

\u1021\u1031\u1019\u101b\u102d\u1000\u1014\u1039 \u1021\u102f\u1015\u1039\u1001\u103a\u1033\u1015\u1039\u1005\u1025\u1039 \u1000\u1010\u100a\u1039\u1038\u1000 Social Security System \u1006\u102d\u102f\u103b\u1015\u102e\u1038 \u1005\u1014\u1005\u1039\u1010\u1000\u103a \u101c\u102f\u1015\u1039\u1031\u1006\u102c\u1004\u1039 \u1031\u1015\u1038\u1001\u1032\u1037\u1015\u102b\u1010\u101a\u1039\u104b \u1012\u102f\u1010\u102d\u101a \u1000\u1019\u107b\u102c\u1005\u1005\u1039\u103b\u1015\u102e\u1038 \u1000\u102c\u101c\u1019\u103d\u102c \u1002\u103a\u1015\u1014\u1039\u103b\u1015\u102e\u1038\u101b\u1004\u1039\u104a \u1016\u102d\u101c\u1005\u1039\u1015\u102d\u102f\u1004\u1039 \u108f\u102d\u102f\u1004\u1039\u1004\u1036\u101f\u102c \u1021\u102c\u101b\u103d\u1019\u103d\u102c \u1021\u1001\u103a\u1019\u1039\u1038\u101e\u102c\u1006\u1036\u102f\u1038 \u108f\u102d\u102f\u1004\u1039\u1004\u1036 \u103b\u1016\u1005\u1039\u1001\u1032\u1037\u1015\u102b\u1010\u101a\u1039\u104b \u1012\u102b\u1031\u1015\u1019\u1032\u1037 \u1031\u1014\u102c\u1000\u1039\u1015\u102d\u102f\u1004\u1039\u1038 \u1021\u102c\u100f\u102c\u101b\u103d\u1004\u1039 \u1005\u1005\u1039\u1017\u102d\u102f\u101c\u1039\u1001\u103a\u1033\u1015\u1039\u1031\u101f\u102c\u1004\u1039\u1038 \u101e\u1019\u107c\u1010 \u1019\u102c\u1038\u1000\u102d\u102f\u1095\u1005\u1039 \u1031\u1001\u1010\u1039\u1019\u103d\u102c\u104a \u101d\u102d\u101e\u1019 \u1001\u101b\u102d\u102f\u1014\u102e\u1005\u1014\u1005\u1039 \u107e\u1000\u102e\u1038\u1011\u103c\u102c\u1038\u101c\u102c\u103b\u1015\u102e\u1038\u104a \u1010\u102d\u102f\u1004\u1039\u1038\u103b\u1015\u100a\u1039 \u1006\u1004\u1039\u1038\u101b\u1032\u101e\u103c\u102c\u1038\u1015\u102b\u1010\u101a\u1039\u104b \u103b\u1019\u1014\u1039\u1019\u102c\u103b\u1015\u100a\u1039 \u1011\u1000\u1039\u1031\u1010\u102c\u1037 \u1021\u1019\u103a\u102c\u1038\u107e\u1000\u102e\u1038 \u101e\u102c\u1015\u102b\u1010\u101a\u1039\u104b \u1021\u1031\u1019\u101b\u102d\u1000\u1014\u1039 \u108f\u102d\u102f\u1004\u1039\u1004\u1036\u1021\u1010\u102d\u102f\u1004\u1039\u1038 Social Security Fund \u101c\u102f\u1015\u1039\u1031\u1015\u1038\u1001\u1032\u1037\u1010\u102c\u101c\u1032 \u1021\u1005\u102d\u102f\u1038\u101b \u101d\u1014\u1039\u1011\u1019\u1039\u1038 \u1031\u101c\u102c\u1000\u1039\u1015\u1032 \u1001\u1036\u1005\u102c\u1038\u1001\u103c\u1004\u1039\u1037 \u101b\u1015\u102b\u1010\u101a\u1039\u104b \u101c\u1030\u1011\u102f\u1021\u1010\u103c\u1000\u1039 \u1021\u1000\u103a\u102d\u1033\u1038 \u101e\u1000\u1039\u1031\u101b\u102c\u1000\u1039\u1019\u1088 \u1019\u101b\u103d\u102d\u1031\u1010\u102c\u1037\u1015\u102b\u1018\u1030\u1038\u104b <\/span><\/p>\n<\/div>\n

\u1012\u102b\u1031\u107e\u1000\u102c\u1004\u1039\u1037\u1015\u1032 \u1005\u1004\u1039\u1000\u102c\u1015\u1030 CPF \u1005\u1014\u1005\u1039\u1000\u102d\u102f \u1021\u1011\u1030\u1038\u101e\u103b\u1016\u1004\u1039\u1037 \u1021\u1031\u101b\u103d\u1095\u1031\u1010\u102c\u1004\u1039 \u1021\u102c\u101b\u103d\u108f\u102d\u102f\u1039\u1004\u1039\u1004\u1036\u1019\u103a\u102c\u1038 \u1019\u1031\u101c\u1038\u101b\u103d\u102c\u1038\u104a \u1017\u102e\u101a\u1000\u1039\u1014\u1019\u1039 \u1010\u102d\u102f\u1095 \u1031\u1000\u102c\u1039\u1015\u102e\u1000\u1030\u1038\u1001\u103a \u1000\u103a\u1004\u1039\u1037\u101e\u1036\u102f\u1038\u1031\u1014\u1015\u102b\u103b\u1015\u102e\u104b \u1021\u1031\u1019\u101b\u102d\u1000\u1014\u1039 \u1019\u103d\u102c\u1031\u1010\u102c\u1004\u1039 401(k) \u1006\u102d\u102f\u1010\u1032\u1037 \u1005\u1004\u1039\u1000\u102c\u1015\u1030\u101c\u102d\u102f \u1005\u1014\u1005\u1039 \u1031\u1015\u105a\u1031\u1014\u1015\u102b\u103b\u1015\u102e\u104b \u1021\u1031\u1019\u101b\u102d\u1000\u1014\u1039 \u1000\u102f\u1019\u1078\u100f\u102e \u101d\u1014\u1039\u1011\u1019\u1039\u1038\u1019\u103a\u102c\u1038\u101f\u102c \u101c\u1000\u1039\u101b\u103d\u102d Social Security Fund \u1000\u102d\u102f\u1015\u1032 \u1011\u100a\u1039\u1037\u1019\u101c\u102c\u1038\u104a \u1021\u101e\u1005\u1039\u103b\u1016\u1005\u1039\u1010\u1032\u1037 401(k) \u1000\u102d\u102f\u1015\u1032 \u1011\u100a\u1039\u1037\u1019\u101c\u102c\u1038 \u1006\u1036\u102f\u1038\u103b\u1016\u1010\u1039 \u101b\u1015\u102b\u1010\u101a\u1039\u104b <\/span><\/p>\n

CPF \u1021\u101c\u102c\u1038\u1010\u1030\u104a \u108f\u102d\u102f\u1004\u1039\u1004\u1036\u1010\u1000\u102c \u1005\u102f\u1031\u1006\u102c\u1004\u1039\u1038\u1031\u1004\u103c \u1005\u1014\u1005\u1039\u1019\u103a\u102c\u1038 \u1000\u1031\u1010\u102c\u1037..
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